Monmouth County and Ocean Township property record for 123 Bowne Rd, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,342 sqft · built 1986 |
| Lot Size | 0.344 acres (14,993 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $230,000 (Sep 1994) |
| Tax Bill | $9,681 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00038-0000-00094 |
| Primary APN | 37-00038-0000-00094 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,342 sqft Living Area |
| 1st Floor Area | 1,360 sqft |
| Upper Floors Area | 1,054 sqft |
| Basement Area | 986 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 14,993 sqft (0.344 acres) |
| Lot Dimensions | 126 ft deep x 119 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Deck Area | 298 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 123 BOWNE RD |
|---|---|
| City | OCEAN |
| State | NJ |
| Zip | 07712-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Block | 38 |
| Legal Lot Number | 94 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 806503 |
123 Bowne Rd is owned and occupied by two individuals who bought it in September 1994.
Source: Monmouth County and Ocean Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 123 BOWNE RD, OCEAN, NJ 07712-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1994 · Amount on File |
| Deed Sale | Sep 15, 1994 · Amount on File |
| Deed Book / Page | 5347 / 22 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 123 Bowne Rd was $9,681, down 8.2% from the year before.
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $692,500 (-3.21%) Land $349,400 Building $343,100 | $692,500 (-3.21%) Land $349,400 Building $343,100 | |
| 2025 | $9,681.00 (-8.22%) | $715,500 Land $435,500 Building $280,000 | $715,500 Land $435,500 Building $280,000 |
| 2024 | $10,548.00 | ||
| 2023 | $728,900 Land $350,500 Building $378,400 | $728,900 Land $350,500 Building $378,400 | |
| 2022 | $10,232.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 123 Bowne Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1992.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1992–2023) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 123 Bowne Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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