Monmouth County and Ocean Township property record for 121 Bowne Rd, Ocean, NJ 07712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,307 sqft · built 1986 |
| Lot Size | 0.422 acres (18,395 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $370,000 (Nov 2013) |
| Tax Bill | $10,598 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Jun 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 37-00038-0000-00093 |
| Primary APN | 37-00038-0000-00093 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,307 sqft Living Area |
| 1st Floor Area | 1,204 sqft |
| Upper Floors Area | 952 sqft |
| Basement Area | 1,204 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Other |
| Lot Area | 18,395 sqft (0.422 acres) |
| Lot Dimensions | 126 ft deep x 146 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Deck Area | 126 sqft |
| Patio Area | 200 sqft |
| Shed | 1 Shed |
| Shed Area | 72 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 121 BOWNE RD |
|---|---|
| City | OCEAN |
| State | NJ |
| Zip | 07712-3709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF20 |
| Legal Subdivision | WAYSIDE FARMS SEC V |
| Legal Block | 38 |
| Legal Lot Number | 93 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | OCEAN |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 806503 |
Source: Monmouth County and Ocean Township records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 121 BOWNE RD, OCEAN, NJ 07712-3709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 26, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ASIA BANK NATIONAL ASSOCIATION |
| Jun 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK |
| Jan 7, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LAKELAND BK |
| Dec 14, 2018 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 4, 2013 · Amount on Record |
| Deed Sale | Nov 4, 2013 · Amount on Record |
| Deed Document Number | 2013121194 |
| Deed Book / Page | 9043 / 8553 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 26, 2026 |
| Property Address | 121 BOWNE RD, OCEAN, NJ 07712-3709 |
| Document Number | 0000041925 |
| Book / Page | 9794 / 6104 |
| Instrument Date | May 15, 2026 |
| Instrument | 202641925 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SILK TITLE |
| Name | Verified Name |
|---|---|
| Address | 121 BOWNE RD, OCEAN, NJ 07712-3709 |
| Document Number | 0000041925, |
|---|---|
| Date | May 26, 2026 |
| Book Page | 9794/6104 |
| Instrument | 202641925 |
| Name | ASIA BANK NATIONAL ASSOCIATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.65% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 121 BOWNE RD, OCEAN, NJ 07712-3709 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | GREEN LABEL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0095983388 |
|---|---|
| Date | Jun 2, 2022 |
| Book Page | 9598/3388 |
| Instrument | 2022058832 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | ISELIN, NJ 08830 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 121 BOWNE RD, OCEAN, NJ 07712-3709 |
| Document Number | 0000015996 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 121 BOWNE RD OCEAN NJ 077123709, OCEAN, NJ 07712-3709 |
| Document Number | 0000015996 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 009477/005520 |
| Instrument | 15996 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 121 BOWNE RD, OCEAN, NJ 07712-3709 |
| Document Number | 0000015995 |
| Instrument Date | Jan 7, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 BOWNE RD OCEAN NJ 077123709, OCEAN, NJ 07712-3709 |
| Document Number | 0000015995 |
|---|---|
| Date | Jan 23, 2021 |
| Book Page | 009477/005480 |
| Instrument | 15995 |
| Name | LAKELAND BK |
|---|---|
| Type | Bank |
| Address | OAK RIDGE, NJ 07438 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 22, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 121 BOWNE RD, OCEAN, NJ 07712-3709 |
| Document Number | 0000006310 |
| Instrument Date | Dec 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2019 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE - PLATINUM |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 121 BOWNE RD OCEAN NJ 077123709, OCEAN, NJ 07712-3709 |
| Document Number | 0000006310 |
|---|---|
| Date | Jan 18, 2019 |
| Book Page | 009331/007700 |
| Instrument | 6310 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 17, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Ocean Township |
| Unified School District | Ocean Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $757,600 (-3.28%) Land $371,500 Building $386,100 | $757,600 (-3.28%) Land $371,500 Building $386,100 | |
| 2025 | $10,598.00 (+7.97%) | $783,300 (+20.16%) Land $462,800 Building $320,500 | $783,300 (+20.16%) Land $462,800 Building $320,500 |
| 2024 | $9,816.00 (+11.66%) | ||
| 2023 | $651,900 Land $372,800 Building $279,100 | $651,900 Land $372,800 Building $279,100 | |
| 2022 | $8,791.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 8 (1992–2023) |
| Claims Outside the SFHA | 3 of 8 |
| Most Recent Claim | Aug 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 164 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures