123 Arvin Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 123 Arvin Dr, Lancaster, KY 40444

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · built 1980
Lot Size	0.227 acres (9,915 sqft)
Owner	Company Name on File
Tax Bill	$613 (2025)
Deeds & Mortgages	Jul 2012 Mortgage Mar 2006 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27B-01-029`

Property Details

APN / Parcel Number

Primary APN	`27B-01-029`
Alternative APN	`15749`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Brick Veneer
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,915 sqft (0.227 acres)

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Radiant
Sewer	Connected

Location & Zoning

Account Number	15749
Street Address	123 ARVIN DR
City	LANCASTER
State	KY
Zip	40444-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MILES
Legal Lot Number	29
Jurisdiction	GARRARD KY
Township / Civil Division	LANCASTER
Census Block Group	3
Census Block	3002
Census Tract	970300

Owner

123 Arvin Dr, a single family home, is owned by a company.

Source: Garrard County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 796, LANCASTER, KY 40444-0796
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2012	Deed of Trust, Mortgage FIRST SOUTHERN NATIONAL BANK
Mar 31, 2006	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRARD KY
Property Address	123 ARVIN DR, LANCASTER, KY 40444-1075
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 RACHEL WAY, LANCASTER, KY 40444-7053
Investor	Possibly a Property Investor

Mortgage

Document Number	000316/131
Date	Jul 26, 2012
Book Page	316/131
Instrument	112915

Lender

Name	FIRST SOUTHERN NATIONAL BANK
Address	LANCASTER, KY 40444

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jul 25, 2015

March 2006: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Mar 31, 2006
Property Address	123 ARVIN DR, LANCASTER, KY 40444-1075
Document Number	000237/505
Book / Page	237 / 505
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 ARVIN DR, LANCASTER, KY 40444-1075

Mortgage

Document Number	00M256/561
Date	Mar 31, 2006
Book Page	M256/561
Instrument	69855

Lender

Name	JPMORGAN CHASE BANK NA
Address	DEERFIELD BEACH, FL 33442

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 123 Arvin Dr was $613, down 0.5% from the year before.

Source: Garrard County assessment roll, as of May 5, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Municipality	Lancaster City
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,000 (-) Land $15,000 Building $40,000	$55,000 (-) Land $15,000 Building $40,000
2025	$613.00 (-0.49%)	$55,000 (-) Land $15,000 Building $40,000	$55,000 (-) Land $15,000 Building $40,000
2024	$616.00 (+7.13%)	$55,000 (+1%) Land $15,000 Building $40,000	$55,000 (+1%) Land $15,000 Building $40,000
2023	$575.00 (-0.86%)	$50,000 (-) Land $15,000 Building $35,000	$50,000 (-) Land $15,000 Building $35,000
2022	$580.00	$50,000 Land $15,000 Building $35,000	$50,000 Land $15,000 Building $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 Arvin Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 21, 2017

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 Arvin Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 240 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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