Garrard County property record for 122 Arvin Dr, Lancaster, KY 40444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · built 1990 |
| Lot Size | 0.244 acres (10,660 sqft) |
| Owner | Individual Name on File |
| Last Sale | $132,500 (Mar 2021) |
| Tax Bill | $1,477 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Mar 2021 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27B-01-051 |
| Primary APN | 27B-01-051 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,660 sqft (0.244 acres) |
| Heating System | Radiant |
|---|---|
| Sewer | Connected |
| Account Number | 22850 |
|---|---|
| Street Address | 122 ARVIN DR |
| City | LANCASTER |
| State | KY |
| Zip | 40444-1074 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 50 |
| Legal Subdivision | MILES EST |
| Legal Lot Number | 50 |
| Jurisdiction | GARRARD KY |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 970300 |
122 Arvin Dr is owned and occupied by an individual who bought it in March 2021.
Source: Garrard County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 122 ARVIN DR, LANCASTER, KY 40444-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 5, 2026 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS NATIONAL BANK/SOMERSET |
| Mar 29, 2021 | Deed, Transfer |
| Aug 18, 2020 | Special Warranty Deed, Transfer |
| Jul 2, 2020 | Special Warranty Deed, Foreclosure |
| May 7, 2020 | Commissioner's Deed, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2021 · Amount on File |
| Deed Sale | Mar 29, 2021 · Amount on File |
| Prior Sale | Aug 18, 2020 · Amount on File |
| Deed Document Number | 2021161198 |
| Deed Book / Page | 308 / 703 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 5, 2026 |
| Property Address | 122 ARVIN DR, LANCASTER, KY 40444-1074 |
| Document Number | 0000214874 |
| Book / Page | 471 / 239 |
| Instrument Date | Apr 21, 2026 |
| Instrument | 2026214874 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 122 ARVIN DR, LANCASTER, KY 40444-1074 |
| Document Number | 0000214874, |
|---|---|
| Date | May 5, 2026 |
| Book Page | 471/239 |
| Instrument | 2026214874 |
| Name | CITIZENS NATIONAL BANK/SOMERSET |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 24, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Mar 29, 2021 |
| Property Address | 122 ARVIN DR, LANCASTER, KY 40444-1074 |
| Document Number | 00D308/703 |
| Book / Page | D308 / 703 |
| Map Reference | DB 304 PG 895 |
| Instrument Date | Mar 17, 2021 |
| Instrument | 161198 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $132.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2018 UNION MILL RD, NICHOLASVILLE, KY 40356-9441 |
| Name | Verified Name |
|---|---|
| Address | 479 N MAIN ST, HARRODSBURG, KY 40330-1154 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Aug 18, 2020 |
| Property Address | 122 ARVIN DR, LANCASTER, KY 40444-1074 |
| Document Number | 00D304/895 |
| Book / Page | D304 / 895 |
| Map Reference | CAB 1 SL 120 |
| Instrument Date | Jul 24, 2020 |
| Instrument | 158364 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 VERMONT AVE NW, WASHINGTON, DC 20420-0001 |
| Name | Verified Name |
|---|---|
| Address | 2108 UNION MILL RD, NICHOLASVILLE, KY 40356-9442 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | Jul 2, 2020 |
| Property Address | 122 ARVIN DR, LANCASTER, KY 40444-1074 |
| Document Number | 00D303/896 |
| Book / Page | D303 / 896 |
| Map Reference | DB 303 PG 20 |
| Instrument Date | May 18, 2020 |
| Instrument | 157709 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 27, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 999 NW GRAND BLVD # 100, 100, OKLAHOMA CITY, OK 73118-6051 |
| Name | Verified Name |
|---|---|
| Address | 3401 W END AVE # 760W, 760W, NASHVILLE, TN 37203-1042 |
| Document Type | Commissioner's Deed |
|---|---|
| Jurisdiction | GARRARD KY |
| Recording Date | May 7, 2020 |
| Property Address | 122 ARVIN DR, LANCASTER, KY 40444-1074 |
| Document Number | 000D303/20 |
| Book / Page | D303 / 20 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 156982 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 7, 2023 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 611, LANCASTER, KY 40444-0611 |
The 2025 property tax bill for 122 Arvin Dr was $1,477, down 0.5% from the year before.
Source: Garrard County assessment roll, as of May 5, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Garrard County |
| Municipality | Lancaster City |
| Unified School District | Garrard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,500 (-) Land $25,000 Building $107,500 | $132,500 (-) Land $25,000 Building $107,500 | |
| 2025 | $1,477.00 (-0.47%) | $132,500 (-) Land $25,000 Building $107,500 | $132,500 (-) Land $25,000 Building $107,500 |
| 2024 | $1,484.00 (-2.62%) | $132,500 (-) Land $25,000 Building $107,500 | $132,500 (-) Land $25,000 Building $107,500 |
| 2023 | $1,524.00 (-0.85%) | $132,500 (-) Land $25,000 Building $107,500 | $132,500 (-) Land $25,000 Building $107,500 |
| 2022 | $1,537.00 | $132,500 Land $25,000 Building $107,500 | $132,500 Land $25,000 Building $107,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 122 Arvin Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 122 Arvin Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARRARD CO WATER ASSOC INC private · serves 14,806 people · EPA ID KY0400151 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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