123 3rd St, Niceville, FL 32578 Property Records

Okaloosa County property record for 123 3rd St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,043 sqft · built 1954
Lot Size	0.172 acres (7,499 sqft)
Owner	2 Individual Names on File
Last Sale	$140,000 (Apr 2018)
Tax Bill	$997 (2025)
Deeds & Mortgages	Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-6847-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-6847-4`
Alternative APNs	`06-1S-22-1590-0001-0140` `22S106159000010140`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,043 sqft Living Area
Gross Area	1,253 sqft
1st Floor Area	1,043 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,499 sqft (0.172 acres)
Lot Width	75 ft Width
Porch	Screened/Unfinished Porch
Porch Area	210 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	123 3RD ST
City	NICEVILLE
State	FL
Zip	32578-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEIGS S/D NICEVILLE LOT 14 BLK 1
Legal Range	22W
Legal Township	01S
Legal Section	06
Legal Subdivision	MEIGS S/D
Legal Block	1
Legal Lot Number	14
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1050
Census Tract	21101

Owner

123 3rd St is owned and occupied by two individuals who bought it in April 2018.

Source: Okaloosa County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	123 3RD ST, NICEVILLE, FL 32578-1115
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2018 · Amount on File
Deed Sale	Apr 4, 2018 · Amount on File
Prior Sale	Aug 25, 2015 · Amount on File
Deed Document Number	20183198662
Deed Book / Page	3344 / 2429
Prior Transfer Date	Feb 5, 2001
Prior Transfer Doc	0001822346
Record Updated	Oct 29, 2026

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Apr 4, 2018
Property Address	123 3RD ST, NICEVILLE, FL 32578-1115
Document Number	0033442429
Book / Page	3344 / 2429
Map Reference	MB2 PG6
Instrument Date	Mar 30, 2018
Instrument	3198662
Transaction Type	Transfer
Record Updated	Jan 10, 2022
Title Company	BRIGHT LIGHT TITLE CO LCL

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 MARLBOROUGH RD, 3, SHALIMAR, FL 32579-1039

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	123 3RD ST, NICEVILLE, FL 32578-1115

Mortgage

Document Number	0003198663
Date	Apr 4, 2018
Instrument	3198663

Lender

Name	CENTENNIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 123 3rd St was $997 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$997.00 Homeowner's exemption	$113,320	$141,631 Land $63,016 Building $78,615
2023	$895.00 (+5.79%) Homeowner's exemption	$106,918 (+3%)	$132,678 (+5.63%) Land $53,189 Building $79,489
2022	$846.00 Homeowner's exemption	$103,804	$125,602 Land $50,657 Building $74,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 123 3rd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 123 3rd St is moderate, ranking above 43% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 35
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20