118 3rd St, Niceville, FL 32578 Property Records

Okaloosa County property record for 118 3rd St, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,818 sqft · built 1955
Lot Size	0.173 acres (7,537 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Mar 2014)
Tax Bill	$3,215 (2025)
Deeds & Mortgages	Jul 2023 Mortgage Feb 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-592-6867-2`

Property Details

APN / Parcel Number

Primary APN	`C56-000-592-6867-2`
Alternative APNs	`06-1S-22-1590-0002-0110` `22S106159000020110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,818 sqft Living Area
Gross Area	2,273 sqft
1st Floor Area	1,197 sqft
Upper Floors Area	621 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1955
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	7,537 sqft (0.173 acres)
Lot Width	75 ft Width
Garage Type	Attached
Garage Area	121 sqft
Porch	Finished/Open Porch
Porch Area	48 sqft
Patio Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	118 3RD ST
City	NICEVILLE
State	FL
Zip	32578-1116
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEIGS S/D NICEVILLE LOT 11 BLK 2
Legal Range	22W
Legal Township	01S
Legal Section	06
Legal Subdivision	MEIGS S/D
Legal Block	2
Legal Lot Number	11
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1007
Census Tract	21101

Owner

Source: Okaloosa County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	118 3RD ST, NICEVILLE, FL 32578-1116
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2023	Deed of Trust, Mortgage · VA Mortgage REGIONS BANK
Feb 2, 2023	Deed of Trust, Mortgage · VA Mortgage DEPARTMENT OF VETERANS AFFAIRS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2014 · Amount on Record
Deed Sale	Mar 19, 2014 · Amount on Record
Prior Sale	Sep 28, 2006 · Amount on Record
Deed Document Number	20142916692
Deed Book / Page	3140 / 1608
Prior Transfer Date	Nov 22, 2013
Prior Transfer Doc	0031272962
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	118 3RD ST, NICEVILLE, FL 32578-1116
Transaction Type	Mortgage
Record Updated	Aug 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 3RD ST, NICEVILLE, FL 32578-1116

Mortgage

Document Number	0036841081
Date	Jul 19, 2023
Book Page	3684/1081
Instrument	3636392

Lender

Name	REGIONS BANK
Type	Bank
Address	MORVEN, NC 28119

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Aug 1, 2052

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	118 3RD ST, NICEVILLE, FL 32578-1116
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	118 3RD ST, NICEVILLE, FL 32578-1116

Mortgage

Document Number	0036604277
Date	Feb 2, 2023
Book Page	3660/4277
Instrument	3604312

Lender

Name	DEPARTMENT OF VETERANS AFFAIRS
Type	Government Agency
Address	NASHVILLE, TN 37203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,215.00 (-4.74%) Homeowner's exemption Veteran's exemption	$279,839 (+3.89%) Land $63,016 Building $216,823	$279,839 (+3.89%) Land $63,016 Building $216,823
2023	$3,375.00 (+9.72%)	$269,361 (+6.21%) Land $53,189 Building $216,172	$269,361 (+6.21%) Land $53,189 Building $216,172
2022	$3,076.00	$253,620 Land $50,657 Building $202,963	$253,620 Land $50,657 Building $202,963

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NICEVILLE serves 22,243 people · EPA ID FL1460147
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, Spectrum.

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