12296 Spencer Ln, Carleton, MI 48117 Property Records

Monroe County property record for 12296 Spencer Ln, Carleton, MI 48117

Property Summary

Property Type	Condominium
Lot Size	0.195 acres (8,501 sqft)
Owner	2 Individual Names on File
Last Sale	$225,000 (Jun 2020)
Tax Bill	$3,543 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Mar 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-171-079-00`

Property Details

APN / Parcel Number

Primary APN	`41-171-079-00`

Exterior

Architectural Style	Condo/Apartment
Lot Area	8,501 sqft (0.195 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12296 SPENCER LN
City	CARLETON
State	MI
Zip	48117-9626
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NORTH POINT COMMONS SITE CONDOMINIUM UNIT 79
Legal Subdivision	NORTH POINT COMMONS SITE CONDO
Legal Unit	79
Jurisdiction	MONROE MI
Township / Civil Division	ASH
Census Block Group	1
Census Block	1024
Census Tract	830400

Owner

Source: Monroe County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	12296 SPENCER LN, CARLETON, MI 48117-9626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2020	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Mar 7, 2019	Warranty Deed, Transfer HASSETT TITLE COMPANY, HASSETT TITLE CO
May 12, 2017	Warranty Deed, Transfer HASSETT TITLE COMPANY, HASSETT TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2020 · Amount on File
Deed Sale	Jun 30, 2020 · Amount on File
Prior Sale	Mar 7, 2019 · Amount on File
Deed Document Number	202012683
Record Updated	Oct 29, 2026

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Jun 30, 2020
Property Address	12296 SPENCER LN, CARLETON, MI 48117-9626
Document Number	2020R12683
Map Reference	LB 2421 PG 266
Instrument Date	Jun 12, 2020
Instrument	2020R12683
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12296 SPENCER LN # 79, 12296, CARLETON, MI 48117-9626

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15712 CLEVELAND AVE, ALLEN PARK, MI 48101-2013

Mortgage

Document Number	2020R12684
Date	Jun 30, 2020
Instrument	2020R12684

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	Mar 7, 2019
Property Address	12296 SPENCER LN, CARLETON, MI 48117-9626
Document Number	0000003220
Instrument Date	Mar 6, 2019
Instrument	3220
Transaction Type	Transfer
Record Updated	Mar 21, 2019
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Amount	Amount on Record
Tax	$116.10
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12150 GRAFTON RD CARLETON MI 481179305, CARLETON, MI 48117-9305

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE MI
Recording Date	May 12, 2017
Property Address	12296 SPENCER LN, CARLETON, MI 48117-9626
Document Number	0000010507
Instrument Date	May 11, 2017
Instrument	10507
Transaction Type	Transfer
Record Updated	Jun 26, 2017
Title Company	HASSETT TITLE COMPANY, HASSETT TITLE CO

Transaction

Amount	Amount on Record
Tax	$43.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12318 SPENCER LN CARLETON MI 481179626, CARLETON, MI 48117-9626

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Monroe County
County Subdivision	Ash Township
Municipality	Carleton Village
Unified School District	Airport Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$175,800 (+39.3%) Land $175,800	$351,600 (+39.3%) Land $351,600
2025	$3,543.00 (+17.16%) Homeowner's exemption
2023	$3,024.00 Homeowner's exemption	$126,200	$252,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ASH TOWNSHIP serves 5,959 people · EPA ID MI0000245
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Oct 2024
Lead	8 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Mercury Fiber, Verizon.

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