1229 Watchung Ave, #33, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 1229 Watchung Ave, #33, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	4,327 sqft · built 1912
Lot Size	0.382 acres (16,653 sqft)
Owner	Individual Name on File
Last Sale	$262,000 (Sep 2018)
Tax Bill	$15,924 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Aug 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-00634-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-00634-0000-00011`
Alternative APNs	`120063400011` `07743000`

Interior

Stories	2 Stories
Building Area	4,327 sqft Living Area

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Construction Type	Frame
Lot Area	16,653 sqft (0.382 acres)
Lot Dimensions	247 ft deep x 42 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	07743000
Street Address	1229 WATCHUNG AVE, 33
City	PLAINFIELD
State	NJ
Zip	07060
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPW1
Legal Description	ADDITIONAL LOTS: 4327 SQ FT
Legal Subdivision	CITY/PLAINFIELD
Legal Block	634
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2006
Census Tract	39200

Owner

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1229 WATCHUNG AVE, 33, PLAINFIELD, NJ 07060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 23, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Aug 8, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Sep 14, 2018	Deed of Trust, Mortgage · FHA Mortgage HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 14, 2018 · Amount on Record
Deed Sale	Sep 14, 2018 · Amount on Record
Prior Sale	Jun 10, 2016 · Amount on Record
Deed Document Number	2018304741
Deed Book / Page	6286 / 364
Prior Transfer Date	Jul 22, 1999
Prior Transfer Doc	0000075727
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1229 WATCHUNG AVE # 33, 33, PLAINFIELD, NJ 07060-2603
Transaction Type	Mortgage
Record Updated	Feb 2, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0154562635
Date	Jan 23, 2024
Book Page	15456/2635
Instrument	60612

Lender

Name	NEW JERSEY HOUSING & MORTGAGE FIN AGENCY
Type	Government Agency
Address	TRENTON, NJ 08650

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1229 WATCHUNG AVE # 33, 33, PLAINFIELD, NJ 07060-2603
Transaction Type	Mortgage
Record Updated	Aug 25, 2022
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1233 WATCHUNG AVE, PLAINFIELD, NJ 07060-2641

Mortgage

Document Number	0152602650
Date	Aug 8, 2022
Book Page	15260/2650
Instrument	41477

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	DENVER, CO 80249

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2052

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1229 WATCHUNG AVE # 33, 33, PLAINFIELD, NJ 07060-2603
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0144890041
Date	Sep 14, 2018
Book Page	14489/0041
Instrument	662755

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	SOMERDALE, NJ 08083

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Type Change Date	Aug 1, 2023
Change Frequency	Annually
Min Rate At Change	5%
Max Rate At Change	1%
Index	Other
Margin	2

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,400 (-) Land $58,100 Building $120,300	$178,400 (-) Land $58,100 Building $120,300
2025	$15,924.00 (+2.23%)	$178,400 (-) Land $58,100 Building $120,300	$178,400 (-) Land $58,100 Building $120,300
2024	$15,577.00 (+3.23%)
2023		$178,400 Land $58,100 Building $120,300	$178,400 Land $58,100 Building $120,300
2022	$15,090.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	56 (1996–2025)
Claims Outside the SFHA	5 of 56
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 18 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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