1225 Watchung Ave, Plainfield, NJ 07060 Property Records

Union County and Plainfield City property record for 1225 Watchung Ave, Plainfield, NJ 07060

Property Summary

Property Type	Single Family Home
Details	1,768 sqft · built 1956
Lot Size	0.327 acres (14,224 sqft)
Owner	Company Name on File
Last Sale	$392,000 (Mar 2020)
Tax Bill	$13,005 (2025)
Deeds & Mortgages	May 2021 Mortgage Mar 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`12-00635-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`12-00635-0000-00011`
Alternative APNs	`120063500011` `07757000`

Interior

Stories	2 Stories
Building Area	1,768 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	14,224 sqft (0.327 acres)
Lot Dimensions	139 ft deep x 33 ft wide
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	07757000
Street Address	1225 WATCHUNG AVE
City	PLAINFIELD
State	NJ
Zip	07060-2603
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPW1
Legal Description	ADDITIONAL LOTS: 1768 SQ FT
Legal Block	635
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	PLAINFIELD
Census Block Group	2
Census Block	2005
Census Tract	39200

Owner

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1225 WATCHUNG AVE, PLAINFIELD, NJ 07060-2603
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2020	Deed, Transfer · FHA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Apr 24, 2018	Deed of Trust, Mortgage · Conventional with PMI FINANCE OF AMERICA COM'L LLC
Apr 27, 2018	Trustee's Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 5, 2020 · Amount on Record
Deed Sale	Mar 5, 2020 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Document Number	2020322789
Deed Book / Page	6362 / 485
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1219 WATCHUNG AVE # 25, 25, PLAINFIELD, NJ 07060-2603
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149582105
Date	May 11, 2021
Book Page	14958/2105
Instrument	11586

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

March 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Mar 5, 2020
Property Address	1219 WATCHUNG AVE # 25, 25, PLAINFIELD, NJ 07060-2603
Document Number	0063620485
Book / Page	6362 / 485
Instrument Date	Feb 23, 2020
Instrument	322789
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,138.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1 N APPLE ST, 1, LAKEWOOD, NJ 08701-1408

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1219 WATCHUNG AVE # 25, 25, PLAINFIELD, NJ 07060-2603

Mortgage

Document Number	0000687994
Date	Mar 5, 2020
Instrument	687994

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2050

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	1219 WATCHUNG AVE # 25, 25, PLAINFIELD, NJ 07060-2603
Document Number	0144342369
Instrument Date	Apr 24, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 N APPLE ST LAKEWOOD NJ 087011408, LAKEWOOD, NJ 08701-1408

Mortgage

Document Number	0144342369
Date	Apr 30, 2018
Book Page	014434/002369
Instrument	656680

Lender

Name	FINANCE OF AMERICA COM'L LLC
Address	CHARLOTTE, NC 28210

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	UNION NJ
Recording Date	Apr 27, 2018
Property Address	1219 WATCHUNG AVE # 25, 25, PLAINFIELD, NJ 07060-2603
Document Number	0062592001
Book / Page	006259 / 002001
Instrument Date	Nov 22, 2017
Instrument	299210
Transaction Type	Transfer
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 N APPLE ST LAKEWOOD NJ 087011408, LAKEWOOD, NJ 08701-1408

Tax Assessment & Valuation

Source: Union County and Plainfield City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Plainfield City
Unified School District	Plainfield City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,700 (-) Land $75,300 Building $70,400	$145,700 (-) Land $75,300 Building $70,400
2025	$13,005.00 (+2.22%)	$145,700 (-) Land $75,300 Building $70,400	$145,700 (-) Land $75,300 Building $70,400
2024	$12,722.00 (+3.23%)
2023		$145,700 Land $75,300 Building $70,400	$145,700 Land $75,300 Building $70,400
2022	$12,324.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	56 (1996–2025)
Claims Outside the SFHA	5 of 56
Most Recent Claim	Jul 2025 · rainfall accumulation
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 18 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 388 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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