Bay County property record for 1229 E 25th St, #E, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Details | 4 bd · 2 ba · 2,151 sqft · built 1960 |
| Lot Size | 5.11 acres (222,722 sqft) |
| Owner | 2 Owner Names on File |
| Last Sale | $250,000 (Apr 2012) |
| Tax Bill | $1,148 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 12678-000-000 |
| Primary APN | 12678-000-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,151 sqft |
| 1st Floor Area | 2,151 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Exterior Material | Concrete Block/Stucco |
| Lot Area | 222,722 sqft (5.11 acres) |
| Porch | Porch |
| Porch Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1229 E 25TH ST # E, E |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5221 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | BC06 |
| Legal Description | HIGHLAND CITY MAP 104A LOT 5 BLK 31 (SUBJ TO ESMNT ORB 3586 P 563) |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | HIGHLAND CITY |
| Legal Block | 31 |
| Legal Lot Number | 5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 1302 |
The current owner of 1229 E 25th St, #E bought it in April 2012.
Source: Bay County records, as of January 23, 2026
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 1933 N HIGHWAY 231, PANAMA CITY, FL 32405-5241 |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 13, 2012 · Amount on File |
| Deed Sale | Apr 13, 2012 · Amount on File |
| Prior Sale | Oct 21, 2009 · Amount on File |
| Deed Document Number | 0003401706 |
| Deed Book / Page | 3401 / 706 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 1229 E 25th St, #E was $1,148.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,148.00 | $92,833 Land $92,833 | $92,833 Land $92,833 |
| 2023 | $1,162.00 (+8.5%) | $92,832 (-) Land $92,832 | $92,832 (-) Land $92,832 |
| 2022 | $1,071.00 | $92,832 Land $92,832 | $92,832 Land $92,832 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 1229 E 25th St, #E in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 34.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1229 E 25th St, #E is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures