Bay County property record for 1216 E 25th St, Panama City, FL 32405
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,456 sqft · built 1937 |
| Lot Size | 0.154 acres (6,708 sqft) |
| Owner | Individual Name on File |
| Last Sale | $25,000 (Dec 2012) |
| Tax Bill | $958 (2025) |
| Deeds & Mortgages | Apr 2023 Transfer Dec 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 12827-010-000 |
| Primary APN | 12827-010-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| 1st Floor Area | 1,280 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1937 |
|---|---|
| Effective Year Built | Effective 1937 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,708 sqft (0.154 acres) |
| Lot Dimensions | 135 ft deep x 50 ft wide |
| Garage Type | Carport |
| Garage Area | 312 sqft |
| Carport | Carport |
| Carport Area | 312 sqft |
| Porch | Florida Room |
| Porch Area | 176 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1216 E 25TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C3A |
| Legal Description | DIRIGO PARK (6.01) LOT 6 & 6 OF E SIDE OF LOT 5 ORB 4676 P 1318 BLK 2 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 27 |
| Legal Subdivision | DIRIGO PARK |
| Legal Block | 2 |
| Legal Lot Number | 6,5 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 1302 |
1216 E 25th St is owned and occupied by an individual who acquired it in March 2023.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1216 E 25TH ST, PANAMA CITY, FL 32405-5222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 10, 2023 | Intrafamily Transfer, Transfer |
| Dec 14, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2012 · Amount on File |
| Deed Sale | Dec 18, 2012 · Amount on File |
| Prior Sale | Jun 4, 2012 · Amount on File |
| Deed Document Number | 201270094 |
| Deed Book / Page | 3468 / 605 |
| Last Transfer Date | Mar 7, 2023 |
| Transfer Doc | 0046761318 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 10, 2023 |
| Property Address | 1216 E 25TH ST, PANAMA CITY, FL 32405-5222 |
| Document Number | 0046761318 |
| Book / Page | 4676 / 1318 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Mar 7, 2023 |
| Instrument | 2023021494 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1216 E 25TH ST, PANAMA CITY, FL 32405-5222 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7325 RACHEL WAY, PANAMA CITY, FL 32404-6897 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Dec 14, 2022 |
| Property Address | 1216 E 25TH ST, PANAMA CITY, FL 32405-5222 |
| Document Number | 0046391838 |
| Book / Page | 4639 / 1838 |
| Map Reference | MB 2 PG 1 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 2022088512 |
| Transaction Type | Transfer |
| Record Updated | Dec 30, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1216 E 25TH ST, PANAMA CITY, FL 32405-5222 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1216 E 25TH ST, PANAMA CITY, FL 32405-5222 |
The 2025 property tax bill for 1216 E 25th St was $958, up 4.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $958.00 (+4.59%) | $75,204 | $80,391 Land $19,400 Building $60,991 |
| 2024 | $916.00 (+8.02%) | ||
| 2023 | $848.00 (+48.51%) | $67,588 (+46.8%) Land $14,550 Building $53,038 | $67,588 (+46.8%) Land $14,550 Building $53,038 |
| 2022 | $571.00 | $46,041 Land $12,416 Building $33,625 | $46,041 Land $12,416 Building $33,625 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1216 E 25th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1216 E 25th St is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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