12288 Emerald Mist Ln, Conroe, TX 77304 Property Records

Montgomery County property record for 12288 Emerald Mist Ln, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,535 sqft · built 2017
Lot Size	0.235 acres (10,234 sqft)
Owner	2 Individual Names on File
Last Sale	$262,500 (May 2018)
Tax Bill	$10,217 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9544-11-00800`

Property Details

APN / Parcel Number

Primary APN	`9544-11-00800`
Alternative APN	`R461355`

Interior

Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	3,535 sqft Living Area
Gross Area	3,935 sqft
1st Floor Area	2,403 sqft
2nd Floor Area	1,132 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,234 sqft (0.235 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Concrete/Masonry Porch
Porch Area	149 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12288 EMERALD MIST LN
City	CONROE
State	TX
Zip	77304-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S954411 - WATER CREST ON LAKE CONROE 11, BLOCK 1, LOT 8
Legal Subdivision	WATER CREST ON LAKE CONROE 11
Legal Block	1
Legal Lot Number	8
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	693701

Owner

12288 Emerald Mist Ln is owned and occupied by two individuals who bought it in May 2018.

Source: Montgomery County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12288 EMERALD MIST LN, CONROE, TX 77304-1965
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHURCHILL MORTGAGE CORP
Oct 12, 2019	Deed of Trust, Mortgage · Line of Credit EECU
May 14, 2018	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2018 · Amount on File
Deed Sale	May 14, 2018 · Amount on File
Deed Document Number	201843203
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12288 EMERALD MIST LN, CONROE, TX 77304-1965
Transaction Type	Mortgage
Record Updated	Dec 13, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000053910
Date	Apr 22, 2021
Instrument	2021053910

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2041

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12288 EMERALD MIST LN, CONROE, TX 77304-1965
Document Number	0000098114
Instrument Date	Oct 12, 2019
Transaction Type	Mortgage
Record Updated	Nov 1, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12288 EMERALD MIST LN CONROE TX 773041965, CONROE, TX 77304-1965

Mortgage

Document Number	0000098114
Date	Oct 21, 2019
Instrument	98114

Lender

Name	EECU
Type	Credit Union
Address	FORT WORTH, TX 76102

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Oct 20, 2039

Interest

Rate Type	Adjustable Rate

May 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY TX
Recording Date	May 14, 2018
Property Address	12288 EMERALD MIST LN, CONROE, TX 77304-1965
Document Number	0000043203
Map Reference	CAB Z SH3320&3321
Instrument Date	May 10, 2018
Instrument	2018043203
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 28, 2021
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12288 EMERALD MIST LN, CONROE, TX 77304-1965

Mortgage

Document Number	0000043204
Date	May 14, 2018
Instrument	2018043204

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 12288 Emerald Mist Ln was $10,217 with a homeowner's exemption, down 18.5% from the year before.

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$416,100 (-5%) Land $76,755 Building $339,345	$416,100 (-5%) Land $76,755 Building $339,345
2025	$10,217.00 (-18.5%) Homeowner's exemption	$438,000 (-12.91%) Land $76,755 Building $361,245	$438,000 (-14.84%) Land $76,755 Building $361,245
2024	$12,536.00 (+76.04%) Homeowner's exemption	$502,920 (+1%) Land $76,755 Building $437,577	$514,332 (-0.98%) Land $76,755 Building $437,577
2023	$7,121.00 Homeowner's exemption	$457,200 Land $76,760 Building $442,660	$519,420 Land $76,760 Building $442,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12288 Emerald Mist Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12288 Emerald Mist Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, T-Mobile, Xfinity.

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