12276 Emerald Mist Ln, Conroe, TX 77304 Property Records

Montgomery County property record for 12276 Emerald Mist Ln, Conroe, TX 77304

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,629 sqft · built 2018
Lot Size	0.208 acres (9,080 sqft)
Owner	2 Individual Names on Record
Last Sale	$101,000 (Jul 2026)
Tax Bill	$9,696 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Dec 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9544-11-01100`

Property Details

APN / Parcel Number

Primary APN	`9544-11-01100`
Alternative APN	`R461358`

Interior

Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Stories	1 Story
Building Area	2,629 sqft Living Area
Gross Area	3,009 sqft
1st Floor Area	2,629 sqft
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,080 sqft (0.208 acres)
View / Lot	Primary
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Open Concrete/Masonry Porch
Porch Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	12276 EMERALD MIST LN
City	CONROE
State	TX
Zip	77304-1965
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S954411 - WATER CREST ON LAKE CONROE 11, BLOCK 1, LOT 11
Legal Subdivision	WATER CREST ON LAKE CONROE 11
Legal Block	1
Legal Lot Number	11
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	1
Census Block	1000
Census Tract	693701

Owner

Source: Montgomery County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12276 EMERALD MIST LN, CONROE, TX 77304-1965
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed, Transfer · Conventional Mortgage NEXBANK
Dec 19, 2023	Deed of Trust, Mortgage · Line of Credit ZB NA
Sep 27, 2018	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage DHI MORTGAGE COMPANY LTD

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Sep 27, 2018 · Amount on Record
Deed Document Number	202677598
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Jul 21, 2026
Property Address	12276 EMERALD MIST LN, CONROE, TX 77304-1965
Document Number	0000077598
Instrument Date	Jul 21, 2026
Instrument	202677598
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12276 EMERALD MIST LN, CONROE, TX 77304-1965

Mortgage

Document Number	0000077599,
Date	Jul 21, 2026
Instrument	202677599

Lender

Name	NEXBANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	12276 EMERALD MIST LN, CONROE, TX 77304-1965
Transaction Type	Mortgage
Record Updated	Jan 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12276 EMERALD MIST LN, CONROE, TX 77304-1965

Mortgage

Document Number	0000121607
Date	Dec 19, 2023
Instrument	2023121607

Lender

Name	ZB NA
Type	Bank
Address	HOUSTON, TX 77253

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2018: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	MONTGOMERY TX
Recording Date	Sep 27, 2018
Property Address	12276 EMERALD MIST LN, CONROE, TX 77304-1965
Document Number	0000094283
Map Reference	CAB Z SH3320&3321
Instrument Date	Sep 27, 2018
Instrument	2018094283
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 13, 2022
Title Company	DHI TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12276 EMERALD MIST LN, CONROE, TX 77304-1965

Mortgage

Document Number	0000094284
Date	Sep 27, 2018
Instrument	2018094284

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Conroe City
County	Montgomery County
Unified School District	Willis Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,411 (-) Land $68,100 Building $350,311	$418,411 (-) Land $68,100 Building $350,311
2025	$9,696.00 (-6.92%) Homeowner's exemption	$418,411 (-1.41%) Land $68,100 Building $350,311	$418,411 (-2.46%) Land $68,100 Building $350,311
2024	$10,417.00 (+77.98%) Homeowner's exemption	$424,391 (+1%) Land $68,100 Building $360,868	$428,968 (-4.38%) Land $68,100 Building $360,868
2023	$5,853.00 Homeowner's exemption	$385,810 Land $68,100 Building $380,540	$448,640 Land $68,100 Building $380,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 132 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	132 in force
Nearby Flood Claims	3 (2024)
Most Recent Claim	May 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, And Flooding, May 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tachus Fiber Internet Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Nextlink, T-Mobile, Xfinity.

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