Phelps County property record for 12280 Co Rd 3450, Saint James, MO 65559 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,848 sqft · built 1989 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $400,125 (May 2026) |
| Tax Bill | $1,337 (2025) |
| Deeds & Mortgages | May 2026 Sale & Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 02183.00 |
| Primary APN | 02183.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,848 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 02183.00 |
|---|---|
| Street Address | 12280 COUNTY ROAD 3450 |
| City | SAINT JAMES |
| State | MO |
| Zip | 65559-8145 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FRACTIONAL PART NW1/4 SE1/4 SEC 29 TWP 38 N RNG 6 W |
| Legal Range | 06W |
| Legal Township | 38N |
| Legal Section | 29 |
| Legal Tract | A |
| Jurisdiction | PHELPS MO |
| Township / Civil Division | ST. JAMES |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 891000 |
Source: Phelps County records · APN 02183.00
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12280 COUNTY ROAD 3450, SAINT JAMES, MO 65559-8145 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 13, 2026 · Amount on Record |
| Deed Sale | May 13, 2026 · Amount on Record |
| Deed Document Number | 2026 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PHELPS MO |
| Recording Date | May 13, 2026 |
| Property Address | 12280 COUNTY ROAD 3450, SAINT JAMES, MO 65559-8145 |
| Instrument Date | May 13, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | TITLE ORDER NBR ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 12280 COUNTY ROAD 3450, SAINT JAMES, MO 65559-8145 |
| Date | May 13, 2026 |
|---|
| Name | PHELPS COUNTY BANK |
|---|
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 0.64% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Phelps County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Phelps County |
| Unified School District | St. James R-I School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $32,050 (-) Land $4,830 Building $27,220 | ||
| 2025 | $1,337.00 (+0.07%) | $32,050 (+13.17%) Land $4,830 Building $27,220 | $168,700 (+13.19%) Land $25,440 Building $143,260 |
| 2024 | $1,336.00 (+13.41%) | ||
| 2023 | $1,178.00 (-0.51%) | $28,320 Land $3,570 Building $24,750 | $149,040 Land $18,800 Building $130,240 |
| 2022 | $1,184.00 |
Source: FEMA National Flood Hazard Layer, Phelps County (29161C), updated April 19, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Moderate above 43% of the US · above 46% of Missouri |
|---|---|
| Wildfire Likelihood | About 1 in 1,449 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 36 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Wisper ISP | Fixed Wireless | 400 / 30 |
| Wave Internet Technologies | Fixed Wireless (unlicensed) | 100 / 100 |
| AT&T | Fixed Wireless | 100 / 20 |
May also be available at this address: Wisper ISP. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures