1228 Mountain Ln, Gardendale, AL 35071 Property Records

Jefferson County property record for 1228 Mountain Ln, Gardendale, AL 35071

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,773 sqft · built 2006
Lot Size	0.179 acres (7,800 sqft)
Owner	Individual Name on Record
Last Sale	$238,900 (Dec 2019)
Tax Bill	$1,913 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Oct 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-21-1-000-001.032`

Property Details

APN / Parcel Number

Primary APN	`14-00-21-1-000-001.032`
Alternative APNs	`14211000001032RR00` `429558`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,773 sqft Living Area
1st Floor Area	2,201 sqft
Upper Floors Area	572 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,800 sqft (0.179 acres)
Lot Dimensions	120 ft deep x 65 ft wide
Terrain	Rolling
Garage Area	450 sqft
Porch	Open Porch
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	429558
Street Address	1228 MOUNTAIN LN
City	GARDENDALE
State	AL
Zip	35071-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-G
Legal Description	LOT 384 LEXINGTON PARK 3RD SECTOR PHASE 1 PB 216 PG 93
Legal Range	03W
Legal Township	16S
Legal Section	21
Legal Subdivision	LEXINGTON PARK 3 SEC PH 1
Legal Phase	1
Legal Lot Number	384
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	3
Census Block	3011
Census Tract	11708

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Oct 18, 2021	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LOAN SERVICING
Dec 2, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Dec 22, 2017	Warranty Deed, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE
Jun 9, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2019 · Amount on Record
Deed Sale	Dec 2, 2019 · Amount on Record
Prior Sale	Dec 22, 2017 · Amount on Record
Deed Document Number	2019124923
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	Jul 1, 2026
Property Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000059765
Instrument Date	Jun 22, 2026
Instrument	202659765
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000059765,
Date	Jul 1, 2026
Instrument	202659765

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 1, 2066

Interest

Rate	6.51%
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000119635
Date	Oct 18, 2021
Instrument	2021119635

Lender

Name	LAKEVIEW LOAN SERVICING

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 2, 2019
Property Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000124923
Instrument Date	Dec 2, 2019
Instrument	124923
Transaction Type	Transfer
Record Updated	Dec 18, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$119.50
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 MOUNTAIN LN GARDENDALE AL 350714214, GARDENDALE, AL 35071-4214

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Dec 22, 2017
Property Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000129879
Instrument Date	Dec 20, 2017
Instrument	2017129879
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000129880
Date	Dec 22, 2017
Instrument	2017129880

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 9, 2017
Property Address	1228 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000058403
Instrument Date	Jun 6, 2017
Instrument	58403
Transaction Type	Transfer
Record Updated	Jun 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$207.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1634 MONTGOMERY HWY HOOVER AL 352164902, HOOVER, AL 35216-4902
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Gardendale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,913.00 (+6.87%) Homeowner's exemption	$32,720 (+6.23%)	$327,100 (+6.2%) Land $50,000 Building $277,100
2023		$30,800 Land $5,000 Building $25,800	$308,000 Land $50,000 Building $258,000
2022	$1,790.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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