1224 Mountain Ln, Gardendale, AL 35071 Property Records

Jefferson County property record for 1224 Mountain Ln, Gardendale, AL 35071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,556 sqft · built 2006
Lot Size	0.183 acres (7,955 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Aug 2015)
Tax Bill	$1,704 (2025)
Deeds & Mortgages	May 2026 Line of Credit Sep 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-00-21-1-000-001.033`

Property Details

APN / Parcel Number

Primary APN	`14-00-21-1-000-001.033`
Alternative APNs	`14211000001033RR00` `429559`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,556 sqft Living Area
1st Floor Area	2,031 sqft
Upper Floors Area	525 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,955 sqft (0.183 acres)
Lot Dimensions	120 ft deep x 69 ft wide
Terrain	Rolling
Garage Area	461 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	429559
Street Address	1224 MOUNTAIN LN
City	GARDENDALE
State	AL
Zip	35071-4214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-G
Legal Description	LOT 385 LEXINGTON PARK 3RD SECTOR PHASE 1 PB 216 PG 93
Legal Range	03W
Legal Township	16S
Legal Section	21
Legal Subdivision	LEXINGTON PARK 3 SEC PH 1
Legal Phase	1
Legal Lot Number	385
Jurisdiction	JEFFERSON AL
Township / Civil Division	GARDENDALE
Census Block Group	3
Census Block	3011
Census Tract	11708

Owner

Source: Jefferson County records, as of June 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1224 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit AVADIAN CREDIT UNION
Sep 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage AVADIAN CREDIT UNION
Aug 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG
Jan 6, 2017	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2015 · Amount on Record
Deed Sale	Aug 6, 2015 · Amount on Record
Prior Sale	Jul 17, 2006 · Amount on Record
Deed Document Number	2015800270
Deed Book / Page	201514 / 22811
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Recording Date	May 22, 2026
Property Address	1224 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000047536
Instrument Date	May 18, 2026
Instrument	202647536
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Investor	Possibly a Property Investor

Mortgage

Document Number	0000047536,
Date	May 22, 2026
Instrument	202647536

Lender

Name	AVADIAN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1224 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Transaction Type	Mortgage
Record Updated	Oct 4, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 MOUNTAIN LN, GARDENDALE, AL 35071-4214

Mortgage

Document Number	2021106352
Date	Sep 14, 2021
Instrument	2021106352

Lender

Name	AVADIAN CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1224 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000096106
Instrument Date	Aug 24, 2020
Transaction Type	Mortgage
Record Updated	Oct 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 MOUNTAIN LN GARDENDALE AL 350714214, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000096106
Date	Sep 1, 2020
Instrument	96106

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Aug 31, 2047

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	1224 MOUNTAIN LN, GARDENDALE, AL 35071-4214
Document Number	0000003343
Instrument Date	Jan 6, 2017
Transaction Type	Mortgage
Record Updated	May 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 MOUNTAIN LN GARDENDALE AL 350714214, GARDENDALE, AL 35071-4214

Mortgage

Document Number	0000003343
Date	Jan 12, 2017
Instrument	3343

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 11, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Jefferson County
Municipality	Gardendale City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,704.00 (+6.97%) Homeowner's exemption	$29,240 (+6.1%)	$292,300 (+6.06%) Land $50,000 Building $242,300
2023		$27,560 Land $5,000 Building $22,560	$275,600 Land $50,000 Building $225,600
2022	$1,593.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 61% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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