1228 Mogg Rd, Albany, KY 42602 Property Records

Clinton County property record for 1228 Mogg Rd, Albany, KY 42602

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,660 sqft · built 2003
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Dec 2008)
Tax Bill	$1,837 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-00-00-049.02`

Property Details

APN / Parcel Number

Primary APN	`034-00-00-049.02`
Alternative APNs	`3123` `996`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,660 sqft Total Area
Basement Area	1,900 sqft
Unfinished Basement	1,900 sqft
Family Room	Family Room

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	812 sqft
Driveway	Gravel Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	3123
Street Address	1228 MOGG RD
City	ALBANY
State	KY
Zip	42602-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H-LOT ON MOGG RD
Jurisdiction	CLINTON KY
Township / Civil Division	CUMBERLAND CITY
Census Block Group	3
Census Block	3016
Census Tract	970100

Owner

1228 Mogg Rd is owned and occupied by an individual who acquired it in February 2020.

Source: Clinton County records, as of January 13, 2026

Owner of Record	Individual Name on File
Mailing Address	1228 MOGG RD, ALBANY, KY 42602-7072
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Mar 3, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2008 · Amount on File
Deed Sale	Dec 4, 2008 · Amount on File
Deed Document Number	2008114001
Deed Book / Page	139 / 814
Last Transfer Date	Feb 28, 2020
Transfer Doc	DEED165/618
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	1228 MOGG RD, ALBANY, KY 42602-7072
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MTG198/474
Date	Dec 21, 2020
Book Page	MTG 198/474
Instrument	155001

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	231 Months
Due	Mar 1, 2040

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	1228 MOGG RD, ALBANY, KY 42602-7072
Transaction Type	Mortgage
Record Updated	Sep 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	184/120
Date	Apr 27, 2017
Book Page	184/120

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2037

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON KY
Recording Date	Mar 3, 2020
Property Address	1228 MOGG RD, ALBANY, KY 42602-7072
Document Number	DEED165/618
Book / Page	DEED 165 / 618
Instrument Date	Feb 28, 2020
Instrument	153417
Transaction Type	Transfer
Record Updated	Sep 10, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 HARRISON AVE, 100, MONTICELLO, KY 42633-1936

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 MOGG RD, ALBANY, KY 42602-7072

Tax Assessment & Valuation

The 2025 property tax bill for 1228 Mogg Rd was $1,837.

Source: Clinton County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Clinton County
Unified School District	Clinton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,837.00	$190,000	$190,000
2023	$1,594.00	$190,000	$190,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 Mogg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1228 Mogg Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2021
Treatment and Procedure	Coliform assessment Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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