1149 Mogg Rd, Albany, KY 42602 Property Records

Clinton County property record for 1149 Mogg Rd, Albany, KY 42602

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,048 sqft · built 2010
Lot Size	1.24 acres (54,014 sqft)
Owner	2 Individual Names on File
Last Sale	$25,000 (Apr 2023)
Tax Bill	$1,740 (2025)
Deeds & Mortgages	Sep 2015 Mortgage May 2013 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`034-00-00-049.03`

Property Details

APN / Parcel Number

Primary APN	`034-00-00-049.03`
Alternative APNs	`2458` `8269`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,048 sqft Total Area
Basement Area	1,904 sqft
Unfinished Basement	1,904 sqft
Family Room	Family Room

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	54,014 sqft (1.24 acres)
Garage Type	Attached
Garage Area	676 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	8269
Street Address	1149 MOGG RD
City	ALBANY
State	KY
Zip	42602-7073
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H-L ON MOGG RD
Jurisdiction	CLINTON KY
Township / Civil Division	CUMBERLAND CITY
Census Block Group	3
Census Block	3016
Census Tract	970100

Owner

1149 Mogg Rd is owned by two individuals who bought it in April 2023.

Source: Clinton County records, as of January 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	516 E ROSS AVE, SAINT BERNARD, OH 45217-1124
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2015	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
May 20, 2013	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC
Jun 23, 2010	Deed of Trust, Mortgage · ARM PEOPLES BANK & TRUST CO OF CLINTON COUNT
Oct 26, 2016	Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC
Jul 3, 2012	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS INC
Mar 27, 2024	Correction Deed
Sep 17, 2014	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 11, 2023 · Amount on File
Deed Sale	Apr 11, 2023 · Amount on File
Prior Sale	Nov 18, 2021 · Amount on File
Deed Document Number	20232010829
Deed Book / Page	174 / 598
Prior Transfer Date	Aug 18, 2014
Prior Transfer Doc	000152/789
Record Updated	Sep 20, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	1149 MOGG RD, ALBANY, KY 42602-7073
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000178/217
Date	Sep 4, 2015
Book Page	178/217

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2045

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	1149 MOGG RD, ALBANY, KY 42602-7073
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000169/255
Date	May 20, 2013
Book Page	169/255
Instrument	127918

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2043

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	1149 MOGG RD, ALBANY, KY 42602-7073
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000156/388
Date	Jun 23, 2010
Book Page	156/388
Instrument	119447

Lender

Name	PEOPLES BANK & TRUST CO OF CLINTON COUNT
Address	ALBANY, KY 42602

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jun 12, 2040

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jul 1, 2011
Change Frequency	Annually
Min Rate At Change	6%
Index	Prime Rate
Max Rate	24%

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	1149 MOGG RD, ALBANY, KY 42602-7073
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000182/096
Date	Oct 26, 2016
Book Page	182/096

Lender

Name	SUN WEST MORTGAGE COMPANY INC
Type	Mortgage Company
Address	CERRITOS, CA 90703

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2046

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON KY
Property Address	1149 MOGG RD, ALBANY, KY 42602-7073
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000164/603
Date	Jul 3, 2012
Book Page	164/603
Instrument	125484

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2042

March 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	CLINTON KY
Recording Date	Mar 27, 2024
Property Address	1149 MOGG RD, ALBANY, KY 42602-7073
Document Number	000177/725
Book / Page	177 / 725
Instrument Date	Mar 25, 2024
Instrument	2013074
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 220, ALBANY, KY 42602-0220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1149 MOGG RD, ALBANY, KY 42602-7073

September 2014: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLINTON KY
Recording Date	Sep 17, 2014
Property Address	1149 MOGG RD, ALBANY, KY 42602-7073
Document Number	000152/789
Book / Page	152 / 789
Instrument Date	Aug 18, 2014
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1149 MOGG RD, ALBANY, KY 42602-7073

Mortgage

Document Number	0000174672
Date	Sep 17, 2014
Instrument	174/672

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2044

Tax Assessment & Valuation

The 2025 property tax bill for 1149 Mogg Rd was $1,740.

Source: Clinton County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Clinton County
Unified School District	Clinton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,740.00	$180,000	$180,000
2023	$1,510.00	$180,000	$180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1149 Mogg Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1149 Mogg Rd is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY WATER WORKS serves 9,042 people · EPA ID KY0270003
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2021
Treatment and Procedure	Coliform assessment Sep 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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