Hamilton County property record for 1228 Michael Dr, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 4,507 sqft · built 2017 |
| Lot Size | 0.209 acres (9,100 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Mar 2017) |
| Tax Bill | $8,478 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Apr 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 561-0027-0377-00 |
| Primary APN | 561-0027-0377-00 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 4,507 sqft Living Area |
| Gross Area | 5,597 sqft |
| 1st Floor Area | 1,320 sqft |
| 2nd Floor Area | 2,237 sqft |
| Upper Floors Area | 648 sqft |
| Basement Area | 1,320 sqft |
| Finished Basement | 950 sqft |
| Unfinished Basement | 370 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Lot Area | 9,100 sqft (0.209 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1228 MICHAEL DR |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-1990 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MICHAEL DR LOT 2880.2089 AC THE PARKS OFWHITEWATER SUBSEC 7 BLK B |
| Legal Subdivision | THE PARKS OFWHITEWATER SUB |
| Legal Block | B |
| Legal Lot Number | 2880 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CROSBY |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 26002 |
Source: Hamilton County records · APN 561-0027-0377-00
Assessment roll updated January 21, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1228 MICHAEL DR, HARRISON, OH 45030-1990 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Right of Survivorship |
| Date | Document |
|---|---|
| Oct 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMETOWN LENDERS INC |
| Apr 13, 2022 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 15, 2020 | Quit Claim Deed, Transfer US BK |
| Mar 31, 2017 | Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 31, 2017 · Amount on Record |
| Deed Sale | Mar 31, 2017 · Amount on Record |
| Prior Sale | Dec 09, 2016 · Amount on Record |
| Deed Document Number | 201728354 |
| Last Transfer Date | Feb 14, 2020 |
| Transfer Doc | 0000035018 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1228 MICHAEL DR, HARRISON, OH 45030-1990 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000111293 |
|---|---|
| Date | Oct 23, 2020 |
| Book Page | 14281/2671 |
| Instrument | 2020-0111293 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Address | HUNTSVILLE, AL 35806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1228 MICHAEL DR, HARRISON, OH 45030-1990 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Title Company | RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 1228 MICHAEL DR, HARRISON, OH 45030-1990 |
| Document Number | 0000037341 |
|---|---|
| Date | Apr 13, 2022 |
| Book Page | 14645/70 |
| Instrument | 2022-0037341 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 15, 2020 |
| Property Address | 1228 MICHAEL DR, HARRISON, OH 45030-1990 |
| Document Number | 0000035018 |
| Book / Page | 014147 / 000806 |
| Instrument Date | Feb 14, 2020 |
| Instrument | 35018 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2020 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1228 MICHAEL DR HARRISON OH 450301990, HARRISON, OH 45030-1990 |
| Document Number | 35019 |
|---|---|
| Date | Apr 15, 2020 |
| Book Page | 014147/000808 |
| Instrument | 35019 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 14, 2050 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 31, 2017 |
| Property Address | 1228 MICHAEL DR, HARRISON, OH 45030-1990 |
| Document Number | 0000008354 |
| Map Reference | PB 453 PG 33-34 |
| Instrument Date | Mar 21, 2017 |
| Instrument | 17-0028354 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,140.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1228 MICHAEL DR, HARRISON, OH 45030-1990 |
| Document Number | 0000008355 |
|---|---|
| Date | Mar 31, 2017 |
| Instrument | 17-0028355 |
| Name | NVR MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Crosby Township |
| Municipality | Harrison City |
| Unified School District | Southwest Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,478.00 (+0.51%) | $177,860 (-) Land $19,600 Building $158,260 | $508,170 (-) Land $56,000 Building $452,170 |
| 2024 | $8,435.00 (-0.93%) | $177,860 (-) Land $19,600 Building $158,260 | |
| 2023 | $8,514.00 (+15.92%) | $177,860 (+32.68%) Land $19,600 Building $158,260 | $508,170 (+32.68%) Land $56,000 Building $452,170 |
| 2022 | $7,345.00 Homeowner's exemption | $134,047 Land $19,600 Building $114,447 | |
| 2020 | $382,990 Land $56,000 Building $326,990 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1992–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 324 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures