Hamilton County property record for 1223 Michael Dr, Harrison, OH 45030
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,112 sqft · built 2018 |
| Lot Size | 0.276 acres (12,057 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $279,665 (Jun 2018) |
| Tax Bill | $5,850 (2025) |
| Deeds & Mortgages | Dec 2020 Mortgage Oct 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 561-0027-0413-00 |
| Primary APN | 561-0027-0413-00 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,112 sqft Living Area |
| 1st Floor Area | 1,092 sqft |
| 2nd Floor Area | 1,020 sqft |
| Basement Area | 1,092 sqft |
| Finished Basement | 600 sqft |
| Year Built | Built 2018 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,057 sqft (0.276 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1223 MICHAEL DR |
|---|---|
| City | HARRISON |
| State | OH |
| Zip | 45030-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AVERI CT & MICHAEL LOT 362 0.2876 AC THE PARKS OFWHITEWATER SUB SEC 10 |
| Legal Subdivision | WHITEWATER SUB |
| Legal Lot Number | 362 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CROSBY |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 26002 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 1223 MICHAEL DR, HARRISON, OH 45030-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Oct 14, 2019 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Jun 25, 2018 | Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC |
| Mar 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 25, 2018 · Amount on Record |
| Deed Sale | Jun 25, 2018 · Amount on Record |
| Prior Sale | Mar 22, 2018 · Amount on Record |
| Deed Document Number | 18-0053889 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1223 MICHAEL DR, HARRISON, OH 45030-2218 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200134098 |
|---|---|
| Date | Dec 18, 2020 |
| Book Page | 14318/3571 |
| Instrument | 2020-0134098 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Dec 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 1223 MICHAEL DR, HARRISON, OH 45030-2218 |
| Document Number | 0000092214 |
| Instrument Date | Oct 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2019 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 1223 MICHAEL DR HARRISON OH 450302218, HARRISON, OH 45030-2218 |
| Document Number | 0000092214 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 014029/000302 |
| Instrument | 92214 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 25, 2018 |
| Property Address | 1223 MICHAEL DR, HARRISON, OH 45030-2218 |
| Document Number | 0000003889 |
| Map Reference | MB456 PG46-47 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 18-0053889 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $839.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1223 MICHAEL DR, HARRISON, OH 45030-2218 |
| Document Number | 0000003890 |
|---|---|
| Date | Jun 25, 2018 |
| Instrument | 18-0053890 |
| Name | NVR MORTGAGE FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 22, 2018 |
| Property Address | 1223 MICHAEL DR, HARRISON, OH 45030-2218 |
| Document Number | 0000023594 |
| Book / Page | 013630 / 000578 |
| Instrument Date | Mar 12, 2018 |
| Instrument | 23594 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2018 |
| Amount | Amount Recorded |
|---|---|
| Tax | $186.27 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8622 JACQUEMIN DR WEST CHESTER OH 450694852, WEST CHESTER, OH 45069-4852 |
| Investor | Possibly a Property Investor |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Crosby Township |
| Municipality | Harrison City |
| Unified School District | Southwest Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,850.00 (-2.21%) | $119,259 (-) Land $19,600 Building $99,659 | |
| 2024 | $5,982.00 (+1.01%) | $119,259 (-) Land $19,600 Building $99,659 | |
| 2023 | $5,922.00 (+6.7%) | $119,259 (+21.84%) Land $19,600 Building $99,659 | $340,740 (+21.84%) Land $56,000 Building $284,740 |
| 2022 | $5,550.00 | $97,885 Land $19,600 Building $78,285 | |
| 2020 | $279,670 Land $56,000 Building $223,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 8 (1992–2012) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | May 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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