1228 Kettle Loop, The Villages, FL 32163 Property Records

Sumter County property record for 1228 Kettle Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,957 sqft · built 2015
Lot Size	0.126 acres (5,529 sqft)
Owner	Individual on Record
Last Sale	$473,500 (Sep 2021)
Tax Bill	$6,301 (2024)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G11R039`

Property Details

APN / Parcel Number

Primary APN	`G11R039`
Alternative APN	`1053011`

Interior

Building Area	1,957 sqft Heated Area

Exterior

Year Built	Built 2015
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	5,529 sqft (0.126 acres)
Garage Area	319 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	274 sqft

Location & Zoning

Account Number	1053011
Street Address	1228 KETTLE LOOP
City	THE VILLAGES
State	FL
Zip	32163-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 39 THE VILLAGES OF SUMTER UNIT NO 204 PB 15 PGS 17-17C
Legal Range	23E
Legal Township	19S
Legal Section	11
Legal Subdivision	VILLAGES/SUMTER
Legal Lot Number	39
Legal Unit	204
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3000
Census Tract	911402

Owner

Source: Sumter County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Co-owner	Co-owner on Record
Mailing Address	1228 KETTLE LOOP, THE VILLAGES, FL 32163-3000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 2, 2021 · Amount on Record
Deed Sale	Sep 2, 2021 · Amount on Record
Prior Sale	Mar 30, 2015 · Amount on Record
Deed Document Number	202160048726
Deed Book / Page	4087 / 449
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 2, 2021
Property Address	1228 KETTLE LOOP, THE VILLAGES, FL 32163-3000
Document Number	0040870449
Book / Page	4087 / 449
Map Reference	MB 15 PG 17&17A-17C
Instrument Date	Aug 17, 2021
Instrument	202160048726
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,314.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3994 JEFFCOAT CT, 3994, THE VILLAGES, FL 32163-4100

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 KETTLE LOOP, THE VILLAGES, FL 32163-3000

Mortgage

Document Number	0004087451
Date	Sep 2, 2021
Instrument	4087/451

Lender

Name	CITIZENS FIRST BANK INC
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,500 (-1.4%) Land $33,170 Building $386,330	$419,500 (-2.63%) Land $33,170 Building $386,330
2024	$6,301.00 (+0.61%)
2023	$6,263.00 (-1.07%) Additional exemption filed	$425,440 (+3%)	$430,820 (+4.3%) Land $22,120 Building $408,700
2022	$6,331.00 Homeowner's exemption	$413,050 Land $22,060 Building $390,990	$413,050 Land $22,060 Building $390,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Nearby Properties on Kettle Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures