1224 Kettle Loop, The Villages, FL 32163 Property Records

Sumter County property record for 1224 Kettle Loop, The Villages, FL 32163

Property Summary

Property Type	Single Family Home
Details	1,949 sqft · built 2015
Lot Size	0.175 acres (7,636 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,523 (2024)
Deeds & Mortgages	Sep 2022 Sale Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`G11R038`

Property Details

APN / Parcel Number

Primary APN	`G11R038`
Alternative APN	`1053010`

Interior

Building Area	1,949 sqft Heated Area

Exterior

Year Built	Built 2015
Architectural Style	Custom Design
Construction Type	Concrete
Lot Area	7,636 sqft (0.175 acres)
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	416 sqft

Location & Zoning

Account Number	1053010
Street Address	1224 KETTLE LOOP
City	THE VILLAGES
State	FL
Zip	32163-3000
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 38 THE VILLAGES OF SUMTER UNIT 204 PB 15 PGS 17-17C
Legal Range	23E
Legal Township	19S
Legal Section	11
Legal Subdivision	VILLAGES/SUMTER
Legal Lot Number	38
Legal Unit	204
Jurisdiction	SUMTER FL
Township / Civil Division	WILDWOOD
Census Block Group	3
Census Block	3000
Census Tract	911402

Owner

1224 Kettle Loop is owned and occupied by two individuals who acquired it in August 2023.

Source: Sumter County records, as of December 19, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1224 KETTLE LOOP, THE VILLAGES, FL 32163-3000
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2022	Warranty Deed, Transfer PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE
Jan 7, 2020	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 15, 2023
Deed Sale	Aug 15, 2023
Prior Sale	Jan 7, 2020 · Amount on File
Deed Document Number	0004648456
Deed Book / Page	4345 / 528
Prior Transfer Date	Sep 19, 2022
Prior Transfer Doc	202260045794
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Sep 19, 2022
Property Address	1224 KETTLE LOOP, THE VILLAGES, FL 32163-3000
Document Number	0043450528
Book / Page	4345 / 528
Map Reference	MB 17 PG 17A-17C
Instrument Date	Sep 13, 2022
Instrument	202260045794
Transaction Type	Transfer
Record Updated	Oct 12, 2022
Title Company	PENINSULA LAND AND TITLE, PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Tax	$4,466.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2269 BAYPOINT WAY, 2269, THE VILLAGES, FL 32162-3121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 KETTLE LOOP, THE VILLAGES, FL 32163-3000

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SUMTER FL
Recording Date	Jan 7, 2020
Property Address	1224 KETTLE LOOP, THE VILLAGES, FL 32163-3000
Document Number	0036840258
Book / Page	3684 / 0258
Map Reference	MB 15 PG 17&17A-17C
Instrument Date	Dec 19, 2019
Instrument	202060000927
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	PENINSULA LAND & TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,308.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1787 ZIENTARA LOOP, 1787, THE VILLAGES, FL 32163-5340

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 KETTLE LOOP, THE VILLAGES, FL 32163-3000

Mortgage

Document Number	0036840259
Date	Jan 7, 2020
Instrument	3684/0259

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 1, 2040

Tax Assessment & Valuation

Source: Sumter County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Sumter County
Unified School District	Sumter County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$446,320 Land $45,820 Building $400,500	$446,320 Land $45,820 Building $400,500
2024	$6,523.00 (-6.2%)
2023	$6,954.00 (+23.96%)	$454,090 (+32.11%) Land $30,540 Building $423,550	$454,090 (+1.71%) Land $30,540 Building $423,550
2022	$5,610.00 Homeowner's exemption	$343,730	$446,460 Land $30,470 Building $415,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1224 Kettle Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 30 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	30 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1224 Kettle Loop has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE WATER public/private · serves 493 people · EPA ID FL6532779
Water Source	Purchased groundwater from CITY OF LAKELAND
Last State Inspection	Nov 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 553 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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