Hamilton County property record for 1228 Grace Ave, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4.5 ba · 4,180 sqft · built 2019 |
| Lot Size | 0.229 acres (9,975 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $1,650,000 (Aug 2026) |
| Tax Bill | $3,275 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 043-0001-0104-00 |
| Primary APN | 043-0001-0104-00 |
|---|
| Full Baths | 4.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,180 sqft Living Area |
| Gross Area | 5,065 sqft |
| 1st Floor Area | 1,637 sqft |
| 2nd Floor Area | 1,714 sqft |
| Basement Area | 1,714 sqft |
| Finished Basement | 829 sqft |
| Unfinished Basement | 885 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,975 sqft (0.229 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 1228 GRACE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2929 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ES GRACE AVE 0.229 AC S26 T4 FR2 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 4900 |
1228 Grace Ave is owner-occupied and held in a trust since August 2026.
Source: Hamilton County records, as of September 18, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 1228 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage HOME MORTGAGE CORPORATION |
| May 8, 2020 | Warranty Deed, Subdivision Related Transfer GENERAL ELECTRIC CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2026 · Amount on File |
| Deed Sale | Aug 4, 2026 · Amount on File |
| Prior Sale | May 8, 2020 · Amount on File |
| Deed Document Number | 202663383 |
| Deed Book / Page | 15721 / 2446 |
| Prior Transfer Date | May 15, 2018 |
| Prior Transfer Doc | 0000003158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 4, 2026 |
| Property Address | 1228 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000063383 |
| Book / Page | 15721 / 2446 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 202663383 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | E TITLE LLC, RED LETTER TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $333,300.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 1228 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000063384, |
|---|---|
| Date | Aug 4, 2026 |
| Instrument | 202663384 |
| Name | HOME MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 8, 2020 |
| Property Address | 1228 GRACE AVE, CINCINNATI, OH 45208-2929 |
| Document Number | 0000042942 |
| Book / Page | 014164 / 000590 |
| Instrument Date | May 4, 2020 |
| Instrument | 42942 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 15, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,469.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1228 GRACE AVE CINCINNATI OH 452082929, CINCINNATI, OH 45208-2929 |
| Document Number | 42943 |
|---|---|
| Date | May 8, 2020 |
| Book Page | 014164/000592 |
| Instrument | 42943 |
| Name | GENERAL ELECTRIC CU |
|---|---|
| Type | Credit Union |
| Address | CINCINNATI, OH 45241 |
| Amount | Amount on Record |
|---|---|
| Term | 432 Months |
| Due | May 7, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
The 2025 property tax bill for 1228 Grace Ave was $3,275, up 3.1% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,275.00 (+3.12%) | $352,654 (+%) Land $53,050 Building $299,604 | $1,007,580 Land $151,570 Building $856,010 |
| 2024 | $3,176.00 (-2.19%) | $352,652 (-) Land $53,049 Building $299,603 | |
| 2023 | $3,247.00 (-47.84%) | $352,652 (-9.81%) Land $53,049 Building $299,603 | $1,007,580 Land $151,570 Building $856,010 |
| 2022 | $6,225.00 Homeowner's exemption | $390,993 Land $91,438 Building $299,555 | |
| 2020 | $1,117,120 Land $261,250 Building $855,870 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1228 Grace Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Sep 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1228 Grace Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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