1228 Echo Ln, Franklin, TN 37069 Property Records

Williamson County property record for 1228 Echo Ln, Franklin, TN 37069

Property Summary

Property Type	Single Family Home
Details	6 ba · 7,608 sqft · built 2018
Lot Size	1.62 acres (70,567 sqft)
Owner	Individual Name on Record
Last Sale	$375,000 (May 2016)
Tax Bill	$25,838 (2024)
Deeds & Mortgages	Jun 2017 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`094052L B 01400`

Property Details

APN / Parcel Number

Primary APN	`094052L B 01400`

Interior

Full Baths	6 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	21 Plumbing Fixtures
Stories	3 Stories
Building Area	7,608 sqft Living Area
Gross Area	8,210 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	70,567 sqft (1.62 acres)
Lot Dimensions	411 ft deep x 100 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	827 sqft
Driveway	Driveway
Driveway Area	3,500 sqft
Pool Area	756 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1228 ECHO LN
City	FRANKLIN
State	TN
Zip	37069-6566
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD PRESERVE @ ECHO ESTATES SEC 1 PB 60 PG 100 LOT 0039
Legal Subdivision	PRESERVE @ ECHO ESTATES
Legal Lot Number	39
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	1
Census Block	1013
Census Tract	50702

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Harlinsdale Farm (Boundary Increase) listed 2023 · 3 contributing resources · NRIS 06000344

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Williamson County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1903 TOWNSEND BLVD, FRANKLIN, TN 37064-4833
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 13, 2017	Deed of Trust, Mortgage · ARM RENASANT BANK
Jun 26, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Nov 26, 2018	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2016 · Amount on Record
Deed Sale	May 24, 2016 · Amount on Record
Prior Sale	Dec 9, 2014 · Amount on Record
Deed Document Number	16020078
Deed Book / Page	6754 / 0198
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1228 ECHO LN, FRANKLIN, TN 37069-6566
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070980142
Date	Jun 13, 2017
Book Page	7098/0142

Lender

Name	RENASANT BANK
Type	Bank
Address	BIRMINGHAM, AL 35203

Agreement

Type	ARM
Amount	Amount Recorded
Term	372 Months
Due	Jun 8, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Change Frequency	Annually
Index	1-Year LIBOR

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1228 ECHO LN, FRANKLIN, TN 37069-6566
Document Number	0076670094
Instrument Date	Jun 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1228 ECHO LN FRANKLIN TN 370696566, FRANKLIN, TN 37069-6566

Mortgage

Document Number	0076670094
Date	Jul 1, 2019
Book Page	007667/000094
Instrument	24592

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 30, 2049

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	1228 ECHO LN, FRANKLIN, TN 37069-6566
Document Number	0075260370
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 28, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1228 ECHO LN FRANKLIN TN 370696566, FRANKLIN, TN 37069-6566

Mortgage

Document Number	0075260370
Date	Dec 18, 2018
Book Page	007526/000370
Instrument	49003

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 17, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Unified School District	Williamson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$971,200 (+62.09%) Land $225,500 Building $745,700	$3,884,800 (+62.09%) Land $902,000 Building $2,982,800
2024	$25,838.00 (+100.02%)
2023	$12,918.00 (-0.01%)	$599,175 (-) Land $96,250 Building $502,925	$2,396,700 (-) Land $385,000 Building $2,011,700
2022	$12,919.00	$599,175 Land $96,250 Building $502,925	$2,396,700 Land $385,000 Building $2,011,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	72 (1984–2021)
Claims Outside the SFHA	10 of 72
Most Recent Claim	Apr 2021 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 13 claims Severe Storms, Tornadoes, And Flooding, May 2003 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MALLORY VALLEY U.D. serves 31,703 people · EPA ID TN0000428
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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