Williamson County property record for 1221 Echo Ln, Franklin, TN 37069 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 7 ba · 5,444 sqft · built 2015 |
| Lot Size | 0.489 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,150,000 (Jun 2019) |
| Tax Bill | $9,675 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 094052L B 01300 |
| Primary APN | 094052L B 01300 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 7 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 23 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 5,444 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 21,344 sqft (0.489 acres) |
| Lot Dimensions | 180 ft deep x 128 ft wide |
| Garage Type | Attached |
| Garage Area | 837 sqft |
| Pool Area | 379 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1221 ECHO LN |
|---|---|
| City | FRANKLIN |
| State | TN |
| Zip | 37069-6567 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBD PRESERVE @ ECHO ESTATES SEC 1 PB 60 PG 100 LOT 0013 |
| Legal Subdivision | PRESERVE @ ECHO ESTATES |
| Legal Lot Number | 13 |
| Jurisdiction | WILLIAMSON TN |
| Township / Civil Division | 10 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 50702 |
Source: Williamson County records · APN 094052L B 01300
Assessment roll updated May 20, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1221 ECHO LN, FRANKLIN, TN 37069-6567 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK |
| Jan 26, 2021 | Deed of Trust, Mortgage · Line of Credit COGENT BANK |
| Jun 03, 2019 | Warranty Deed, Transfer · ARM FRANKLIN SYNERGY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 03, 2019 · Amount on Record |
| Deed Sale | Jun 03, 2019 · Amount on Record |
| Prior Sale | Nov 18, 2014 · Amount on Record |
| Deed Document Number | 19019876 |
| Deed Book / Page | 7639 / 0928 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1221 ECHO LN, FRANKLIN, TN 37069-6567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | BRIDGEHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0083920849 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 8392/849 |
| Instrument | 21004850 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Property Address | 1221 ECHO LN, FRANKLIN, TN 37069-6567 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | BRIDGEHOUSE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0083920861 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 8392/861 |
| Instrument | 21004851 |
| Name | COGENT BANK |
|---|---|
| Type | Bank |
| Address | NASHVILLE, TN 37201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 15, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WILLIAMSON TN |
| Recording Date | Jun 03, 2019 |
| Property Address | 1221 ECHO LN, FRANKLIN, TN 37069-6567 |
| Document Number | 0076390928 |
| Book / Page | 7639 / 0928 |
| Map Reference | MB P60 PG 100 |
| Instrument Date | May 24, 2019 |
| Instrument | 19019876 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | LEHMAN TITLE & ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1221 ECHO LN, FRANKLIN, TN 37069-6567 |
| Document Number | 0019019877 |
|---|---|
| Date | Jun 03, 2019 |
| Instrument | 19019877 |
| Name | FRANKLIN SYNERGY BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 01, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.5% |
| Index | 1-Year LIBOR |
| Max Rate | 8.5% |
Source: Williamson County records · Assessment roll updated May 20, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Williamson County |
| Municipality | Franklin City |
| Unified School District | Williamson County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,675.00 (-39.11%) | $617,800 (+70.32%) Land $205,000 Building $412,800 | $2,471,200 (+70.32%) Land $820,000 Building $1,651,200 |
| 2024 | $15,890.00 (+103.17%) | ||
| 2023 | $7,821.00 | $362,725 (-) Land $87,500 Building $275,225 | $1,450,900 (-) Land $350,000 Building $1,100,900 |
| 2022 | $7,821.00 | $362,725 Land $87,500 Building $275,225 | $1,450,900 Land $350,000 Building $1,100,900 |
Source: FEMA National Flood Hazard Layer, Williamson County (47187C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471870507021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 38 individual NFIP policies nearby |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 38 in force |
| Nearby Flood Claims | 72 (1984–2021) |
| Claims Outside the SFHA | 10 of 72 |
| Most Recent Claim | Apr 2021, river or lake flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 72 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| AT&T | Fiber | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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