1228 20th St SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 1228 20th St SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,458 sqft · built 1952
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on File
Last Sale	$121,000 (Aug 2019)
Tax Bill	$2,666 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14304-77006-00000`

Property Details

APN / Parcel Number

Primary APN	`14304-77006-00000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	1,918 sqft
1st Floor Area	1,058 sqft
Basement Area	816 sqft
Finished Basement	400 sqft
Unfinished Basement	416 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	60 ft deep x 60 ft wide

Exterior Amenities

Porch	Stoop
Porch Area	44 sqft
Deck Area	Deck Area
Patio Area	250 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1228 20TH ST SW
City	CEDAR RAPIDS
State	IA
Zip	52404-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAND HEIGHTS 2ND STR/LB 38
Legal Range	7W
Legal Township	83N
Legal Section	30
Legal Subdivision	WESTLAND HEIGHTS 2ND
Legal Lot Number	38
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2020
Census Tract	2400

Owner

1228 20th St SW is owned and occupied by an individual who bought it in August 2019.

Source: Linn County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	1228 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Aug 16, 2019	Deed of Trust, Mortgage · Conventional with PMI UNITED WHOLESALE MTG
Aug 19, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2019 · Amount on File
Deed Sale	Aug 19, 2019 · Amount on File
Prior Sale	Apr 23, 2010 · Amount on File
Deed Book / Page	10428 / 338
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1228 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1122700679
Date	Dec 6, 2021
Book Page	11227/679

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1228 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Document Number	0104280339
Instrument Date	Aug 16, 2019
Transaction Type	Mortgage
Record Updated	Oct 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4819 FORD AVE NW CEDAR RAPIDS IA 524054320, CEDAR RAPIDS, IA 52405-4320

Mortgage

Document Number	0104280339
Date	Aug 19, 2019
Book Page	010428/000339

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Aug 19, 2019
Property Address	1228 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Document Number	0104280338
Book / Page	010428 / 000338
Instrument Date	Aug 14, 2019
Transaction Type	Transfer
Record Updated	Oct 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$193.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 20TH ST SW CEDAR RAPIDS IA 524041621, CEDAR RAPIDS, IA 52404-1621

Mortgage

Document Number	104280339
Date	Aug 19, 2019
Book Page	010428/000339

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 18, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1228 20th St SW was $2,666.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$168,000 (-) Land $32,700 Building $135,300	$168,000 (-) Land $32,700 Building $135,300
2025	$2,666.00	$168,000 Land $32,700 Building $135,300	$168,000 Land $32,700 Building $135,300
2024	$2,666.00
2023		$154,700 Land $29,700 Building $125,000	$154,700 Land $29,700 Building $125,000
2022	$2,678.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1228 20th St SW in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1228 20th St SW has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Atkins Telephone Company, CenturyLink, GigFire.

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