1224 20th St SW, Cedar Rapids, IA 52404 Property Records

Linn County property record for 1224 20th St SW, Cedar Rapids, IA 52404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,468 sqft · built 1951
Lot Size	0.172 acres (7,492 sqft)
Owner	2 Individual Names on Record
Last Sale	$123,000 (Apr 2020)
Tax Bill	$2,774 (2025)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Aug 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14304-56021-00000`

Property Details

APN / Parcel Number

Primary APN	`14304-56021-00000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,468 sqft Living Area
Gross Area	1,496 sqft
1st Floor Area	1,468 sqft
Flooring	Ceramic Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	60 ft deep x 60 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Stoop
Porch Area	28 sqft
Patio Area	90 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1224 20TH ST SW
City	CEDAR RAPIDS
State	IA
Zip	52404-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WESTLAND HEIGHTS 1ST STR/LB 29
Legal Range	7W
Legal Township	83N
Legal Section	30
Legal Subdivision	WESTLAND HEIGHTS 1ST
Legal Lot Number	29
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2020
Census Tract	2400

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1224 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2020	Warranty Deed, Transfer · Conventional with PMI COMMUNITY FIRST MTG
Aug 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNIVERSITY OF IA CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 27, 2020 · Amount on Record
Deed Sale	Apr 27, 2020 · Amount on Record
Prior Sale	Jun 10, 2015 · Amount on Record
Deed Book / Page	10624 / 446
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Apr 27, 2020
Property Address	1224 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Document Number	0106240446
Book / Page	010624 / 000446
Instrument Date	Apr 18, 2020
Transaction Type	Transfer
Record Updated	May 26, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1224 20TH ST SW CEDAR RAPIDS IA 524041621, CEDAR RAPIDS, IA 52404-1621

Mortgage

Document Number	106240448
Date	Apr 27, 2020
Book Page	010624/000448

Lender

Name	COMMUNITY FIRST MTG
Type	Mortgage Company
Address	OTTUMWA, IA 52501

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	1224 20TH ST SW, CEDAR RAPIDS, IA 52404-1621
Document Number	0102380398
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Dec 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1224 20TH ST SW CEDAR RAPIDS IA 524041621, CEDAR RAPIDS, IA 52404-1621

Mortgage

Document Number	0102380398
Date	Nov 13, 2018
Book Page	010238/000398

Lender

Name	UNIVERSITY OF IA CMNTY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Nov 12, 2028

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$173,000 (-) Land $32,700 Building $140,300	$173,000 (-) Land $32,700 Building $140,300
2025	$2,774.00	$173,000 (+7.79%) Land $32,700 Building $140,300	$173,000 (+7.79%) Land $32,700 Building $140,300
2024	$2,774.00 (+7.02%)
2023		$160,500 Land $29,700 Building $130,800	$160,500 Land $29,700 Building $130,800
2022	$2,592.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2002–2014)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 310 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Atkins Telephone Company, CenturyLink, GigFire.

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