12277 Spring Hill Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 12277 Spring Hill Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,441 sqft · built 2021
Lot Size	0.6 acres (26,136 sqft)
Owner	Trust Name on File
Last Sale	$322,500 (Feb 2026)
Tax Bill	$5,521 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage Dec 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5100-0623-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5100-0623-0110`
Alternative APNs	`00289315` `289315`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,441 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	175 ft deep x 144 ft wide
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00289315
Street Address	12277 SPRING HILL DR
City	SPRING HILL
State	FL
Zip	34609-4857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 10 BLK 623 LOT 11 ORB 349 PG 107
Legal Range	18E
Legal Township	23S
Legal Section	20
Legal Subdivision	SPRING HILL UNIT 10
Legal Block	623
Legal Lot Number	11
Legal Unit	10
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1032
Census Tract	40907

Owner

12277 Spring Hill Dr is held in a trust since February 2026.

Source: Hernando County records, as of March 3, 2026

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	2021 STILLWATER DR, GIBSONIA, PA 15044-6201
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Warranty Deed, Transfer · Conventional Mortgage NEW AMERICAN MORTGAGE LLC
Dec 7, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 5, 2020	Grant Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 5, 2026 · Amount on File
Deed Sale	Feb 5, 2026 · Amount on File
Prior Sale	Dec 7, 2022 · Amount on File
Deed Document Number	2026007053
Deed Book / Page	4664 / 643
Record Updated	Jun 8, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Feb 5, 2026
Property Address	12277 SPRING HILL DR, SPRING HILL, FL 34609-4857
Document Number	0046640643
Book / Page	4664 / 643
Map Reference	MB 8 PG 54-66
Instrument Date	Jan 22, 2026
Instrument	2026007053
Transaction Type	Transfer
Record Updated	Mar 4, 2026
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,257.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	36 JOHN ST, CARTERET, NJ 07008-3112

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2021 STILLWATER DR, GIBSONIA, PA 15044-6201

Mortgage

Document Number	0046640645
Date	Feb 5, 2026
Book Page	4664/645
Instrument	2026007054

Lender

Name	NEW AMERICAN MORTGAGE LLC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

December 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 7, 2022
Property Address	12277 SPRING HILL DR, SPRING HILL, FL 34609-4857
Document Number	0042470718
Book / Page	4247 / 718
Map Reference	MB 8 PG 54-66
Instrument Date	Dec 1, 2022
Instrument	2022086488
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 31, 2023
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,366.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10117 PRINCESS PALM AVE STE 550, 550, TAMPA, FL 33610-8301

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12277 SPRING HILL DR, SPRING HILL, FL 34609-4857

Mortgage

Document Number	0004247721
Date	Dec 7, 2022
Instrument	4247/721

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2053

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Dec 5, 2020
Property Address	12277 SPRING HILL DR, SPRING HILL, FL 34609-4857
Document Number	0039211304
Book / Page	003921 / 001304
Instrument Date	Nov 23, 2020
Instrument	76568
Transaction Type	Transfer
Record Updated	Jan 7, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount on Record
Tax	$788.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10117 PRINCESS PALM AVE #55 TAMPA FL 336108302, 55, TAMPA, FL 33610-8302
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 12277 Spring Hill Dr was $5,521.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,521.00	$386,779 Land $118,732 Building $268,047	$386,779 Land $118,732 Building $268,047
2023		$358,551 (+16.23%) Land $69,342 Building $289,209
2022	$5,445.00	$308,477 Land $51,127 Building $257,350	$358,551 Land $64,212 Building $294,339

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12277 Spring Hill Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (2012–2018)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2018 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12277 Spring Hill Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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