12270 Platte Ln, Plato, MO 65552 Property Records

Texas County property record for 12270 Platte Ln, Plato, MO 65552

Property Summary

Property Type	Single Family Home
Details	1,300 sqft · built 2017
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$196,500 (Feb 2018)
Tax Bill	$1,115 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Feb 2018 Mortgage
APN	`4-5-16-026.02`

Property Details

APN / Parcel Number

Primary APN	`4-5-16-026.02`
Alternative APN	`04-0.5-16-000-000-026.02`

Interior

Stories	1 Story
Building Area	1,300 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12270 PLATTE LN
City	PLATO
State	MO
Zip	65552-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT NWQ NEQ
Legal Range	11
Legal Township	33
Legal Section	16
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3041
Census Tract	480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	12270 PLATTE LN, PLATO, MO 65552-8734
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Deed of Trust, Mortgage · FHA Mortgage TOP FLITE FINANCIAL INC
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Deed Document Number	2018501
Deed Book / Page	2018 / 501
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12270 PLATTE LN, PLATO, MO 65552-8734
Transaction Type	Mortgage
Record Updated	Oct 10, 2025
Title Company	TEAM TITLE SERVICES, AMT TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12270 PLATTE LN, PLATO, MO 65552-8734

Mortgage

Document Number	02025/3015
Date	Sep 25, 2025
Book Page	2025/3015
Instrument	202503015

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company
Address	WILLIAMSTON, MI 48895

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	277 Months
Due	Oct 1, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TEXAS MO
Recording Date	Feb 26, 2018
Property Address	12270 PLATTE LN, PLATO, MO 65552-8734
Document Number	2018/0501
Book / Page	2018 / 0501
Instrument Date	Feb 23, 2018
Instrument	201800501
Transaction Type	Transfer
Record Updated	Nov 16, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12270 PLATTE LN, PLATO, MO 65552-8734

Mortgage

Document Number	201800502
Date	Feb 26, 2018
Instrument	201800502

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00	$30,740 (-)	$161,770 (-) Land $19,000 Building $142,770
2023		$30,740	$161,770 Land $19,000 Building $142,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 82% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Brightspeed.

Nearby Properties on Platte Ln

Nearby Streets

All Plato, MO Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures