12002 Platte Ln, Plato, MO 65552 Property Records

Texas County property record for 12002 Platte Ln, Plato, MO 65552

Property Summary

Property Type	Single Family Home
Details	1,717 sqft · built 2005
Lot Size	0.79 acres (34,412 sqft)
Owner	Trust Name on Record
Last Sale	$50,700 (Jul 2020)
Tax Bill	$825 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Oct 2021 Mortgage + 3 more
APN	`4-5-16-5.01`

Property Details

APN / Parcel Number

Primary APN	`4-5-16-5.01`
Alternative APN	`04-0.5-16-000-000-005.01`

Interior

Stories	1 Story
Building Area	1,717 sqft Finished Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	34,412 sqft (0.79 acres)
Utility Building	180 sqft

Location & Zoning

Street Address	12002 PLATTE LN
City	PLATO
State	MO
Zip	65552-8956
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PART OF NEQ NWQ
Legal Range	11
Legal Township	33
Legal Section	16
Jurisdiction	TEXAS MO
Township / Civil Division	ROUBIDOUX
Census Block Group	3
Census Block	3041
Census Tract	480101

Owner

Source: Texas County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	12002 PLATTE LN, PLATO, MO 65552-8956
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2023	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF THE OZARKS
Oct 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK OF THE OZARKS
Jul 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage LEGACY BANK & TRUST
Jan 7, 2021	Deed of Trust, Mortgage · Line of Credit HERITAGE BANK OF THE OZARKS
Jul 16, 2020	Affidavit of Death of Joint Tenant, Transfer · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 16, 2020 · Amount on Record
Deed Sale	Jul 16, 2020 · Amount on Record
Prior Sale	Jun 20, 2005
Deed Document Number	20202120
Deed Book / Page	2020 / 2120
Prior Transfer Date	Mar 23, 2020
Prior Transfer Doc	2020/2121
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12002 PLATTE LN, PLATO, MO 65552-8956
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12002 PLATTE LN, PLATO, MO 65552-8956

Mortgage

Document Number	02023/3061
Date	Sep 25, 2023
Book Page	2023/3061
Instrument	202303061

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank
Address	PLATO, MO 65552

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 18, 2043

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12002 PLATTE LN, PLATO, MO 65552-8956
Transaction Type	Mortgage
Record Updated	Nov 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12002 PLATTE LN, PLATO, MO 65552-8956

Mortgage

Document Number	2021/4244
Date	Oct 18, 2021
Book Page	2021/4244
Instrument	202104244

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank
Address	LEBANON, MO 65536

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12002 PLATTE LN, PLATO, MO 65552-8956
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/2023
Date	Jul 5, 2017
Book Page	2017/2023
Instrument	201702023

Lender

Name	LEGACY BANK & TRUST
Type	Bank
Address	PLATO, MO 65552

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Jul 1, 2020

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TEXAS MO
Property Address	12002 PLATTE LN, PLATO, MO 65552-8956
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12002 PLATTE LN, PLATO, MO 65552-8956

Mortgage

Document Number	2021/56
Date	Jan 7, 2021
Book Page	2021/56
Instrument	202100056

Lender

Name	HERITAGE BANK OF THE OZARKS
Type	Bank
Address	WATERMAN, IL 60556

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	8 Months
Due	Sep 28, 2021

July 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	TEXAS MO
Recording Date	Jul 16, 2020
Property Address	12002 PLATTE LN, PLATO, MO 65552-8956
Document Number	2020/2120
Book / Page	2020 / 2120
Instrument Date	Mar 23, 2020
Instrument	202002120
Transaction Type	Transfer
Record Updated	Jun 28, 2021
Title Company	AMROCK INC, AMROCK

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/2121
Date	Jul 16, 2020
Book Page	2020/2121
Instrument	202002121

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

Source: Texas County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Texas County
County Subdivision	Roubidoux Township
Unified School District	Plato R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$825.00 (-0.96%)	$22,740 (-)	$119,680 (-) Land $19,210 Building $100,470
2024	$833.00
2023		$22,740	$119,680 Land $19,210 Building $100,470

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 74% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TEXAS COUNTY PWSD 1 serves 3,335 people · EPA ID MO4024606
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Splash Wireless Internet Fixed Wireless	200 / 25
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
Brightspeed DSL	10 / 1

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