St. Clair County property record for 1227 S 15th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1950 |
| Lot Size | 0.178 acres (7,754 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2021) |
| Tax Bill | $3,784 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage May 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-053-0082-100 |
| Primary APN | 74-07-053-0082-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 1,045 sqft |
| Basement Area | 895 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Lot Area | 7,754 sqft (0.178 acres) |
| Lot Dimensions | 102 ft deep x 76 ft wide |
| Garage Area | 408 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1227 S 15TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5208 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | BEG N 77D 4M 0S W 140' & N 76D 48M 57S W 117.86' FROM SE COR LOT B, HUBEL AND WOLVIN ADD NO 2, TH S 10D 21M 35S W 70.61', TH |
| Legal Subdivision | FROM SE COR UNIT B HUBEL ANDWOLVIN ADD |
| Legal Lot Number | B |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 642000 |
1227 S 15th St is owned and occupied by an individual who bought it in October 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1227 S 15TH ST, SAINT CLAIR, MI 48079-5208 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2021 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC |
| May 25, 2018 | Warranty Deed, Transfer · Conventional Mortgage CHEMICAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 29, 2021 · Amount on File |
| Deed Sale | Oct 29, 2021 · Amount on File |
| Prior Sale | May 25, 2018 · Amount on File |
| Deed Document Number | 202130681 |
| Deed Book / Page | 5443 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 29, 2021 |
| Property Address | 1227 S 15TH ST, SAINT CLAIR, MI 48079-5208 |
| Document Number | 544337 |
| Book / Page | 5443 / 37 |
| Map Reference | LB D PG 36 |
| Instrument Date | Oct 13, 2021 |
| Instrument | 2021030681 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,312.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 35561 CAPRI ST, CLINTON TOWNSHIP, MI 48035-2603 |
| Document Number | 0005442181 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 5442/181 |
| Instrument | 2021030513 |
| Name | MORTGAGE 1 INC |
|---|---|
| Type | Mortgage Company |
| Address | STERLING HEIGHTS, MI 48314 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 25, 2018 |
| Property Address | 1227 S 15TH ST, SAINT CLAIR, MI 48079-5208 |
| Document Number | 0004949237 |
| Book / Page | 4949 / 237 |
| Instrument Date | May 17, 2018 |
| Instrument | 2018012165 |
| Transaction Type | Transfer |
| Record Updated | Feb 11, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,401.80 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1617 S RIVERSIDE AVE APT 9, 9, SAINT CLAIR, MI 48079-5160 |
| Document Number | 2018012166 |
|---|---|
| Date | May 25, 2018 |
| Instrument | 2018012166 |
| Name | CHEMICAL BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 1227 S 15th St was $3,784 with a homeowner's exemption, up 3.9% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $100,100 (+1.83%) | $200,200 | |
| 2025 | $3,784.00 (+3.93%) Homeowner's exemption | $98,300 | |
| 2024 | $3,641.00 | $196,600 | |
| 2023 | $91,000 | ||
| 2022 | $3,685.00 | $182,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1227 S 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1227 S 15th St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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