St. Clair County property record for 1109 S 15th St, Saint Clair, MI 48079
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,040 sqft · built 1965 |
| Lot Size | 0.165 acres (7,187 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,000 (Nov 2024) |
| Tax Bill | $3,833 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-07-145-0002-000 |
| Primary APN | 74-07-145-0002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,040 sqft Living Area |
| 1st Floor Area | 1,040 sqft |
| Basement Area | 1,040 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Lot Area | 7,187 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1109 S 15TH ST |
|---|---|
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5206 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1A MED D |
| Legal Description | LOT 3 BORTON'S SUBDIVISION ACCORDING TO THE PLAT RECORDED IN LIBER 56 OF PLATS PG 9 ST CLAIR COUNTY REGISTER OF DEEDS |
| Legal Subdivision | BORTONS SUBDIVISION |
| Legal Lot Number | 3 |
| Legal Unit | 3 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 642000 |
1109 S 15th St is owned and occupied by an individual who bought it in November 2024.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1109 S 15TH ST, SAINT CLAIR, MI 48079-5206 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on File |
| Deed Sale | Nov 18, 2024 · Amount on File |
| Deed Document Number | 202420657 |
| Deed Book / Page | 5767 / 30 |
| Prior Transfer Date | Apr 14, 2016 |
| Prior Transfer Doc | 004702/917 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1109 S 15th St was $3,833 with a homeowner's exemption, up 77.5% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| Municipality | St. Clair City |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $98,000 (+2.19%) | $196,000 | |
| 2025 | $3,833.00 (+77.54%) Homeowner's exemption | $95,900 | |
| 2024 | $2,159.00 | $191,800 | |
| 2023 | $77,300 | ||
| 2022 | $1,995.00 | $154,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1109 S 15th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1109 S 15th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 394 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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