1227 Mader St, Schenectady, NY 12308 Property Records

Schenectady County and Schenectady City property record for 1227 Mader St, Schenectady, NY 12308

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,505 sqft · built 1939
Lot Size0.165 acres (7,200 sqft)
Owner2 Individual Names on File
Last Sale$108,000 (Dec 2013)
Tax Bill$4,390 (2026)
Deeds & MortgagesMar 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN421500 40.37-1-30

Property Details

APN / Parcel Number

Primary APN421500 40.37-1-30
Alternative APN
  • 150004003700010300000000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,505 sqft Living Area
1st Floor Area1,075 sqft
Upper Floors Area430 sqft
AtticAttic
Attic Area430 sqft

Exterior

Year BuiltBuilt 1939
Effective Year BuiltEffective 1939
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area7,200 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area238 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1227 MADER ST
CitySCHENECTADY
StateNY
Zip12308-1719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code02 - SINGL
Legal DescriptionAND PART OF 48 1X WOOD
Legal Block1
Legal Lot Number30.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group2
Census Block2007
Census Tract20101

Owner

1227 Mader St is owned and occupied by two individuals who bought it in December 2013.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1227 MADER ST, SCHENECTADY, NY 12308-1719
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 27, 2013 · Amount on File
Deed SaleDec 27, 2013 · Amount on File
Prior SaleMar 9, 2007 · Amount on File
Deed Document Number201356123
Deed Book / Page1887 / 718
Prior Transfer DateFeb 25, 2003
Prior Transfer Doc1646000830
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address1227 MADER ST, SCHENECTADY, NY 12308-1719
Transaction TypeMortgage
Record UpdatedJul 14, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1227 MADER ST, SCHENECTADY, NY 12308-1719

Mortgage

Document Number0000012423
DateMar 3, 2023
Book Page5292/183
Instrument202312423
Lender
NameSUNMARK FCU
TypeCredit Union
AddressLATHAM, NY 12110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueFeb 17, 2038

Tax Assessment & Valuation

The 2026 property tax bill for 1227 Mader St was $4,390 with a homeowner's exemption, up 3.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,390.00 (+3.88%) Homeowner's exemption
2025$4,226.00$91,500 Land $13,700 Building $77,800$151,515 Land $22,686 Building $128,829
2023$91,500 (-) Land $13,700 Building $77,800$115,823 (+3.8%) Land $17,342 Building $98,481
2022$91,500 Land $13,700 Building $77,800$111,585 Land $16,707 Building $94,878
2021$3,859.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1227 Mader St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1227 Mader St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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