Schenectady County and Schenectady City property record for 1209 Mader St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,404 sqft · built 1945 |
| Lot Size | 0.22 acres (9,600 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $293,000 (Sep 2026) |
| Tax Bill | $5,947 (2026) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Feb 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 40.37-1-33 |
| Primary APN | 421500 40.37-1-33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 936 sqft |
| Upper Floors Area | 468 sqft |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 9,600 sqft (0.22 acres) |
| Lot Dimensions | 120 ft deep x 80 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 397 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1209 MADER ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-1719 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | AND 45 1 BRICK |
| Legal Block | 1 |
| Legal Lot Number | 33.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 20101 |
Source: Schenectady County and Schenectady City records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1403 CHRISLER AVE, SCHENECTADY, NY 12303-1824 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 23, 2026 | Deed, Transfer · Conventional Mortgage HOMESTEAD FUNDING CORPORATION |
| Feb 24, 2020 | Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 23, 2026 · Amount on Record |
| Deed Sale | Sep 23, 2026 · Amount on Record |
| Prior Sale | Feb 24, 2020 · Amount on Record |
| Deed Document Number | 202621174 |
| Deed Book / Page | 2180 / 299 |
| Prior Transfer Date | May 31, 2012 |
| Prior Transfer Doc | 0000022862 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 23, 2026 |
| Property Address | 1209 MADER ST, SCHENECTADY, NY 12308-1719 |
| Document Number | 0000021174 |
| Book / Page | 2180 / 299 |
| Instrument Date | Sep 10, 2026 |
| Instrument | 202621174 |
| Transaction Type | Transfer |
| Record Updated | Oct 12, 2026 |
| Title Company | MERIDIAN RESEARCH GROUP LLC, MERIDIAN RESEARCH GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $118,372.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1403 CHRISLER AVE, SCHENECTADY, NY 12303-1824 |
| Document Number | 0000021175, |
|---|---|
| Date | Sep 23, 2026 |
| Instrument | 202621175 |
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Feb 24, 2020 |
| Property Address | 1209 MADER ST, SCHENECTADY, NY 12308-1719 |
| Document Number | 0000007601 |
| Book / Page | 2031 / 94 |
| Instrument Date | Feb 19, 2020 |
| Instrument | 202007601 |
| Transaction Type | Transfer |
| Record Updated | May 10, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1209 MADER ST, 1209, SCHENECTADY, NY 12308-1719 |
| Name | Verified Name |
|---|---|
| Address | 1419 ERIC BOULEVARD #411 # 411, 411, SCHENECTADY, NY 12305-1070 |
| Document Number | 0000007603 |
|---|---|
| Date | Feb 24, 2020 |
| Book Page | 4974/214 |
| Instrument | 202007603 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | ALBANY, NY 12205 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 4, 2050 |
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,947.00 (+2.92%) | ||
| 2025 | $5,778.00 (+4.47%) | $116,700 (-) Land $17,500 Building $99,200 | $193,244 (+30.82%) Land $28,978 Building $164,266 |
| 2023 | $116,700 (-) Land $17,500 Building $99,200 | $147,722 (+3.8%) Land $22,152 Building $125,570 | |
| 2022 | $116,700 Land $17,500 Building $99,200 | $142,317 Land $21,341 Building $120,976 | |
| 2021 | $5,531.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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