1227 Echo Ln, Bluffton, IN 46714 Property Records

Wells County property record for 1227 Echo Ln, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,694 sqft · built 1967
Lot Size	0.79 acres (34,412 sqft)
Owner	Individual Name on Record
Last Sale	$237,500 (Jul 2020)
Tax Bill	$2,274 (2025)
Deeds & Mortgages	Aug 2017 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-03-300-106.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-03-300-106.000-004`
Alternative APNs	`00001545095` `0100858600`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,694 sqft Living Area
1st Floor Area	2,694 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1990
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	34,412 sqft (0.79 acres)
Garage Type	Attached
Garage Area	638 sqft
Parking Spaces	2 Parking Spaces
Pool Area	480 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001545095
Street Address	1227 ECHO LN
City	BLUFFTON
State	IN
Zip	46714-2806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-26-12 PT SE SW 0.79A (3-O)
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2029
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1227 ECHO LN, BLUFFTON, IN 46714-2806
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE
May 23, 2019	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK
Jul 30, 2020	Warranty Deed, Transfer · Conventional Mortgage AMERICAN MORTGAGE SERVICES

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2020 · Amount on Record
Deed Sale	Jul 30, 2020 · Amount on Record
Prior Sale	May 29, 1998 · Amount on Record
Deed Document Number	20203224
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1227 ECHO LN, BLUFFTON, IN 46714-2806
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020170720
Date	Aug 24, 2017
Instrument	20170720

Lender

Name	PNC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 1, 2032

Interest

Rate Type	Fixed Rate

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	1227 ECHO LN, BLUFFTON, IN 46714-2806
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020191664
Date	May 23, 2019
Instrument	20191664

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 11, 2059

Interest

Rate Type	Fixed Rate

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Jul 30, 2020
Property Address	1227 ECHO LN, BLUFFTON, IN 46714-2806
Document Number	0020203224
Instrument Date	Jul 27, 2020
Instrument	20203224
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1227 ECHO LN, BLUFFTON, IN 46714-2806

Mortgage

Document Number	0020203225
Date	Jul 30, 2020
Instrument	20203225

Lender

Name	AMERICAN MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,274.00 (+5.72%) Homeowner's exemption	$266,700 (+13.39%) Land $62,600 Building $204,100	$266,700 (+13.39%) Land $62,600 Building $204,100
2024	$2,151.00 (+36.4%)
2023		$235,200 (+13.4%) Land $54,400 Building $180,800	$235,200 (+13.4%) Land $54,400 Building $180,800
2022	$1,577.00	$207,400 Land $42,700 Building $164,700	$207,400 Land $42,700 Building $164,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

Nearby Properties on Echo Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures