1222 Echo Ln, Bluffton, IN 46714 Property Records

Wells County property record for 1222 Echo Ln, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,104 sqft · built 1964
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$331,835 (Dec 2025)
Tax Bill	$2,144 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`90-08-03-300-066.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-03-300-066.000-004`
Alternative APNs	`00001544567` `0100773000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,104 sqft Living Area
1st Floor Area	2,104 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2000
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001544567
Street Address	1222 ECHO LN
City	BLUFFTON
State	IN
Zip	46714-2805
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-26-12 PT SE SW 0.600A (3-O)
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	2
Census Block	2030
Census Tract	40500

Owner

Source: Wells County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1222 ECHO LN, BLUFFTON, IN 46714-2805
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage GARRET STATE BANK
Jan 12, 2021	Personal Representative Deed, Transfer · Conventional Mortgage FARMERS & MECHANICS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on Record
Deed Sale	Dec 15, 2025 · Amount on Record
Prior Sale	Jan 12, 2021 · Amount on Record
Deed Document Number	20254108
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Dec 15, 2025
Property Address	1222 ECHO LN, BLUFFTON, IN 46714-2805
Document Number	0020254108
Instrument Date	Dec 11, 2025
Instrument	20254108
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1222 ECHO LN, BLUFFTON, IN 46714-2805

Mortgage

Document Number	0020254109
Date	Dec 15, 2025
Instrument	20254109

Lender

Name	GARRET STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2021: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WELLS IN
Recording Date	Jan 12, 2021
Property Address	1222 ECHO LN, BLUFFTON, IN 46714-2805
Document Number	0020210182
Instrument Date	Jan 8, 2021
Instrument	20210182
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	METROPOLITAN TITLE/IN LLC, METROPOLITAN TITLE IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 ECHO LN, BLUFFTON, IN 46714-2805

Mortgage

Document Number	0020210183
Date	Jan 12, 2021
Instrument	20210183

Lender

Name	FARMERS & MECHANICS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,144.00 (+5%) Homeowner's exemption	$254,200 (+3.71%) Land $56,200 Building $198,000	$254,200 (+3.71%) Land $56,200 Building $198,000
2024	$2,042.00 (-9.93%) Homeowner's exemption	$245,100 (+8.55%) Land $56,200 Building $188,900	$245,100 (+8.55%) Land $56,200 Building $188,900
2023		$225,800 (+13.18%) Land $48,900 Building $176,900	$225,800 (+13.18%) Land $48,900 Building $176,900
2022	$2,267.00	$199,500 Land $38,300 Building $161,200	$199,500 Land $38,300 Building $161,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50

May also be available: Verizon.

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