Montgomery County property record for 1227 Cole Rd, Candor, NC 27229
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,560 sqft · built 1963 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (Jan 2016) |
| Tax Bill | $647 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 7587 00 00 8472 |
| Primary APN | 7587 00 00 8472 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,560 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick Veneer |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 50,530 sqft (1.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Zoned |
| Account Number | 1477302 |
|---|---|
| Street Address | 1227 COLE RD |
| City | CANDOR |
| State | NC |
| Zip | 27229-9678 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | LEWIS LEWIS |
| Legal Subdivision | PLAT OF SURVEY OF DOUGLAS M CHAPPELL |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 960102 |
1227 Cole Rd is owned by an individual who bought it in January 2016.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 322, CANDOR, NC 27229-0322 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 7, 2018 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2016 · Amount on File |
| Deed Sale | Jan 14, 2016 · Amount on File |
| Prior Sale | Jan 1, 1972 |
| Deed Document Number | 2016344873 |
| Deed Book / Page | 764 / 689 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 1227 COLE RD, CANDOR, NC 27229-9678 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000977/71 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | 977/71 |
| Instrument | 389241 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 1227 COLE RD, CANDOR, NC 27229-9678 |
| Transaction Type | Mortgage |
| Record Updated | Dec 8, 2021 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 889/141 |
|---|---|
| Date | Nov 22, 2021 |
| Book Page | 889/141 |
| Instrument | 371324 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Dec 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NC |
| Property Address | 1227 COLE RD, CANDOR, NC 27229-9678 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2018 |
| Name | Verified Name |
|---|
| Document Number | 0803/0349 |
|---|---|
| Date | Feb 7, 2018 |
| Book Page | 0803/0349 |
| Instrument | 353492 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27609 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 1227 Cole Rd was $647.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,246 (-) Land $10,400 Building $94,846 | $105,246 (-) Land $10,400 Building $94,846 | |
| 2025 | $647.00 | $105,246 Land $10,400 Building $94,846 | $105,246 Land $10,400 Building $94,846 |
| 2023 | $105,246 Land $10,400 Building $94,846 | $105,246 Land $10,400 Building $94,846 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1227 Cole Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1227 Cole Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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