Montgomery County property record for 1198 Cole Rd, Candor, NC 27229
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,328 sqft · built 1964 |
| Lot Size | 2.92 acres (127,195 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $397 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 7587 00 10 0036 |
| Primary APN | 7587 00 10 0036 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,328 sqft Finished Area |
| Basement Area | 656 sqft |
| Unfinished Basement | 656 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Concrete Block |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 127,195 sqft (2.92 acres) |
| Garage Area | 1,620 sqft |
| Cooling System | None |
|---|
| Account Number | 1490786 |
|---|---|
| Street Address | 1198 COLE RD |
| City | BISCOE |
| State | NC |
| Zip | 27209-8061 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | J. ROBERT LEWIS LEWIS |
| Jurisdiction | MONTGOMERY NC |
| Township / Civil Division | BISCOE |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 960501 |
1198 Cole Rd is owned and occupied by two individuals who acquired it in February 1995.
Source: Montgomery County records, as of October 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1198 COLE RD, CANDOR, NC 27229-9677 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 1, 1995 |
| Deed Sale | Feb 1, 1995 |
| Deed Book / Page | 301 / 57 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 1198 Cole Rd was $397.
Source: Montgomery County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Montgomery County |
| Unified School District | Montgomery County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $64,663 (-) Land $14,800 Building $49,863 | $64,663 (-) Land $14,800 Building $49,863 | |
| 2025 | $397.00 | $64,663 Land $14,800 Building $49,863 | $64,663 Land $14,800 Building $49,863 |
| 2023 | $64,663 Land $14,800 Building $49,863 | $64,663 Land $14,800 Building $49,863 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1198 Cole Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 22, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1198 Cole Rd is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · above 73% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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