12268 Declaration Ave, Chester, VA 23836 Property Records

Chesterfield County property record for 12268 Declaration Ave, Chester, VA 23836

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,077 sqft · built 2014
Lot Size	0.486 acres (21,170 sqft)
Owner	Individual Name on Record
Last Sale	$408,000 (Nov 2017)
Tax Bill	$5,332 (2026)
Deeds & Mortgages	Sep 2022 Line of Credit Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`826-65-99-53-200-000`

Property Details

APN / Parcel Number

Primary APN	`826-65-99-53-200-000`
Alternative APN	`392505001`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,077 sqft Finished Area
1st Floor Area	864 sqft
Basement Area	1,684 sqft
Finished Basement	1,044 sqft
Unfinished Basement	640 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	21,170 sqft (0.486 acres)
Garage Area	472 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	36 sqft
Deck Area	48 sqft
Patio Area	48 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	392505001
Street Address	12268 DECLARATION AVE
City	CHESTER
State	VA
Zip	23836-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15 - SING
Legal Description	MT BLANCO ON JAMES SEC 2 021
Legal Subdivision	MOUNT BLANCO ON THE JAMES
Legal Lot Number	21
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	1
Census Block	1004
Census Tract	100403

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	12268 DECLARATION AVE, CHESTER, VA 23836-3057
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2022	Deed of Trust, Mortgage · Line of Credit VIRGINIA CREDIT UNION INC
Dec 3, 2020	Deed of Trust, Mortgage · Conventional with PMI FREEDOM MTG
Nov 13, 2017	Warranty Deed, Transfer · FHA Mortgage C&F MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2017 · Amount on Record
Deed Sale	Nov 13, 2017 · Amount on Record
Prior Sale	Jun 27, 2014 · Amount on Record
Deed Document Number	201745354
Deed Book / Page	11812 / 576
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12268 DECLARATION AVE, CHESTER, VA 23836-3057
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014098-10
Date	Sep 28, 2022
Book Page	14098/10
Instrument	2022041819

Lender

Name	VIRGINIA CREDIT UNION INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 23, 2042

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	12268 DECLARATION AVE, CHESTER, VA 23836-3057
Document Number	13119748
Instrument Date	Dec 3, 2020
Transaction Type	Mortgage
Record Updated	Jan 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12268 DECLARATION AVE CHESTER VA 238363057, CHESTER, VA 23836-3057

Mortgage

Document Number	13119748
Date	Dec 8, 2020
Book Page	013119/000748
Instrument	68149

Lender

Name	FREEDOM MTG
Type	Mortgage Company

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	336 Months
Due	Dec 7, 2048

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Nov 13, 2017
Property Address	12268 DECLARATION AVE, CHESTER, VA 23836-3057
Document Number	11812576
Book / Page	011812 / 000576
Instrument Date	Nov 8, 2017
Instrument	45354
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$408.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12268 DECLARATION AVE CHESTER VA 238363057, CHESTER, VA 23836-3057

Mortgage

Document Number	11812580
Date	Nov 13, 2017
Book Page	011812/000580
Instrument	45355

Lender

Name	C&F MTG
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,332.00 (+17.52%)	$596,300 (+5.35%) Land $99,000 Building $497,300	$596,300 (+5.35%) Land $99,000 Building $497,300
2025		$566,000 (+14.14%) Land $94,000 Building $472,000	$566,000 (+14.14%) Land $94,000 Building $472,000
2023	$4,537.00	$495,900 Land $88,000 Building $407,900	$495,900 Land $88,000 Building $407,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1982–2020)
Most Recent Claim	Aug 2020

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE only, no 5G reported

Nearby Properties on Declaration Ave

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