12249 Declaration Ave, Chester, VA 23836 Property Records

Chesterfield County property record for 12249 Declaration Ave, Chester, VA 23836 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,000 sqft · built 2014
Lot Size0.382 acres (16,640 sqft)
OwnerIndividual Name on File
Last Sale$348,000 (Jul 2018)
Tax Bill$4,397 (2026)
Deeds & MortgagesJul 2021 Refinance
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN826-65-96-11-800-000

Property Details

APN / Parcel Number

Primary APN826-65-96-11-800-000
Alternative APN
  • 398424001

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,000 sqft Finished Area
1st Floor Area160 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,640 sqft (0.382 acres)
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area168 sqft
Patio Area168 sqft
Balcony Area24 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number398424001
Street Address12249 DECLARATION AVE
CityCHESTER
StateVA
Zip23836-3057
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMT BLANCO ON JAMES SEC 2 030
Legal SubdivisionMOUNT BLANCO ON THE JAMES
Legal Lot Number30
JurisdictionCHESTERFIELD VA
Township / Civil DivisionBERMUDA
Census Block Group1
Census Block1012
Census Tract100403

Owner

Source: Chesterfield County records · APN 826-65-96-11-800-000

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address12249 DECLARATION AVE, CHESTER, VA 23836-3057
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
ALCOVA MORTGAGE LLC
Jul 30, 2018Warranty Deed, Transfer · Conventional with PMI
PRESIDENTIAL BK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJul 30, 2018 · Amount on Record
Deed SaleJul 30, 2018 · Amount on Record
Prior SaleAug 14, 2014 · Amount on Record
Deed Document Number201828104
Deed Book / Page12055 / 19
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD VA
Property Address12249 DECLARATION AVE, CHESTER, VA 23836-3057
Transaction TypeMortgage
Record UpdatedDec 23, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number013548-341
DateJul 30, 2021
Book Page13548/341
Instrument2021049278
Lender
NameALCOVA MORTGAGE LLC
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueAug 01, 2051
Interest
Rate TypeFixed Rate
Rate3.38%

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHESTERFIELD VA
Recording DateJul 30, 2018
Property Address12249 DECLARATION AVE, CHESTER, VA 23836-3057
Document Number1205519
Book / Page012055 / 000019
Instrument DateJun 12, 2018
Instrument28104
Transaction TypeTransfer
Record UpdatedFeb 16, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$348.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address12249 DECLARATION AVE CHESTER VA 238363057, CHESTER, VA 23836-3057

Mortgage

Document Number1205523
DateJul 30, 2018
Book Page012055/000023
Instrument28105
Lender
NamePRESIDENTIAL BK
TypeBank
Agreement
TypeConventional with PMI
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate4.5%

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateVirginia
CountyChesterfield County
Unified School DistrictChesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,397.00 (+11.46%)$491,300 (+5.34%) Land $99,000 Building $392,300$491,300 (+5.34%) Land $99,000 Building $392,300
2025$466,400 (+8.26%) Land $94,000 Building $372,400$466,400 (+8.26%) Land $94,000 Building $372,400
2023$3,945.00$430,800 Land $88,000 Building $342,800$430,800 Land $88,000 Building $342,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (51041C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510411004031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 8 individual NFIP policies nearby
Nearby Flood Policies8 in force
7 of 8 on primary residences
Nearby Flood Claims4 (1982–2020)
Most Recent ClaimAug 2020

Wildfire

Wildfire RiskLow
above 6% of the US · above 4% of Virginia
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Declaration Ave

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