12265 Heritage Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 12265 Heritage Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,038 sqft · built 2019
Lot Size	3.72 acres (162,348 sqft)
Owner	2 Trust Names on File
Last Sale	$604,000 (Mar 2016)
Tax Bill	$32,746 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`756-44-011`

Property Details

APN / Parcel Number

Primary APN	`756-44-011`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	5,038 sqft Living Area
1st Floor Area	4,540 sqft
2nd Floor Area	498 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	162,348 sqft
View / Lot	Creek
Garage Area	1,098 sqft
Parking Spaces	4 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12265 HERITAGE WAY
City	GILROY
State	CA
Zip	95020-9458
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 1
Legal Subdivision	9066 HERITAGE ESTATES
Legal Tract	9066
Jurisdiction	SANTA CLARA CA
Township / Civil Division	LLAGAS-UVAS
Census Block Group	2
Census Block	2007
Census Tract	512200

Owner

12265 Heritage Way is owner-occupied and held in a trust since March 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	12265 HERITAGE WAY, GILROY, CA 95020-9458
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Oct 4, 2019	Deed of Trust, Mortgage BANK OF AMERICA
May 31, 2017	Trustee's Deed, Construction Loan · Construction Mortgage UMPQUA BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2016 · Amount on File
Deed Sale	Mar 1, 2016 · Amount on File
Deed Document Number	201623232575
Prior Transfer Date	Feb 23, 2006
Prior Transfer Doc	0018873775
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	12265 HERITAGE WAY, GILROY, CA 95020-9458
Transaction Type	Mortgage
Record Updated	Oct 4, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12265 HERITAGE WAY, GILROY, CA 95020-9458

Mortgage

Document Number	0025113692
Date	Sep 27, 2021
Instrument	25113692

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	12265 HERITAGE WAY, GILROY, CA 95020-9458
Document Number	0024302505
Instrument Date	Oct 4, 2019
Transaction Type	Mortgage
Record Updated	Oct 23, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12265 HERITAGE WAY GILROY CA 950209458, GILROY, CA 95020-9458

Mortgage

Document Number	0024302505
Date	Oct 11, 2019
Instrument	24302505

Lender

Name	BANK OF AMERICA
Type	Bank
Address	101 S TRYON ST, CHARLOTTE, NC 28280-0002

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 10, 2049

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 31, 2017
Property Address	12265 HERITAGE WAY, GILROY, CA 95020-9458
Instrument Date	May 27, 2017
Instrument	23662359
Transaction Type	Construction Loan
Record Updated	Jun 20, 2017
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1160 PUEBLO CT GILROY CA 950209626, GILROY, CA 95020-9626

Mortgage

Document Number	0023662359
Date	May 31, 2017
Instrument	23662359

Lender

Name	UMPQUA BK
Type	Bank
Address	6610 SW CARDINAL LN # 300, TIGARD, OR 97224-7186

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 30, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

The 2025 property tax bill for 12265 Heritage Way was $32,746, up 1.6% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,760,334 (+2%) Land $729,310 Building $2,031,024
2025	$32,746.00 (+1.63%)	$2,706,210 Land $715,010 Building $1,991,200
2024	$32,220.00
2023		$2,601,127 Land $687,247 Building $1,913,880

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 12265 Heritage Way in Zone D, where flood risk has not been studied, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (1982–2023)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 2 claims Severe Storms, Flood, Mudslides & High Tide, Jan 1982 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12265 Heritage Way is high, ranking above 75% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 51% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Hankins Information Technology Fixed Wireless	100 / 20
Frontier DSL	70 / 3

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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