12263 E D Ave, Richland, MI 49083 Property Records

Kalamazoo County property record for 12263 E D Ave, Richland, MI 49083

Property Summary

Property Type	Condominium
Details	4.5 ba · 3,782 sqft · built 2020
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on File
Last Sale	$975,000 (Mar 2017)
Tax Bill	$21,408 (2025)
Deeds & Mortgages	Jun 2023 Line of Credit Apr 2021 Reverse Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-20-181-003`

Property Details

APN / Parcel Number

Primary APN	`04-20-181-003`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	3,782 sqft Living Area
1st Floor Area	1,760 sqft
Basement Area	1,760 sqft
Unfinished Basement	1,760 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	13,504 sqft (0.31 acres)
Lot Width	108 ft Width
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	12263 E D AVE
City	RICHLAND
State	MI
Zip	49083-9642
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-1
Legal Description	GULL HARBOR POINTE CONDO UNIT 3 * SPLIT ON 01/24/2007 FROM 04-20-176-010;
Legal Subdivision	GULL HARBOR POINTE
Legal Unit	3
Jurisdiction	KALAMAZOO MI
Township / Civil Division	ROSS
Census Block Group	2
Census Block	2019
Census Tract	2601

Owner

12263 E D Ave, a condominium, is owned and occupied by two individuals who bought it in March 2017.

Source: Kalamazoo County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	12263 E D AVE, RICHLAND, MI 49083-9642
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2023	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Apr 16, 2021	Deed of Trust, Mortgage · Reverse Mortgage LAKE MICHIGAN CU
Mar 9, 2020	Warranty Deed, Construction Loan · Construction Mortgage LAKE MICHIGAN CU
Mar 6, 2017	Warranty Deed, Transfer ASK SERVICES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 6, 2017 · Amount on File
Deed Sale	Mar 6, 2017 · Amount on File
Deed Document Number	20176166
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	12263 E D AVE, RICHLAND, MI 49083-9642
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12263 E D AVE, RICHLAND, MI 49083-9642

Mortgage

Document Number	2023015791
Date	Jun 30, 2023
Instrument	2023-015791

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49512

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jun 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	12263 E D AVE, RICHLAND, MI 49083-9642
Transaction Type	Mortgage
Record Updated	Aug 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021016202
Date	Apr 16, 2021
Instrument	2021-016202

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

March 2020: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 9, 2020
Property Address	12263 E D AVE, RICHLAND, MI 49083-9642
Document Number	2020007288
Map Reference	DOC 2006-045702
Instrument Date	Feb 28, 2020
Instrument	2020-007288
Transaction Type	Construction Loan
Record Updated	Aug 12, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4200 W CENTRE AVE, 4200, PORTAGE, MI 49024-4640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7140 EAGLE HEIGHTS DR, MATTAWAN, MI 49071-9447

Mortgage

Document Number	2020007290
Date	Mar 9, 2020
Instrument	2020-007290

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	372 Months
Due	Mar 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	4%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9%
Index	1-Year LIBOR
Max Rate	9%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Mar 6, 2017
Property Address	12263 E D AVE, RICHLAND, MI 49083-9642
Document Number	2017006166
Instrument Date	Feb 28, 2017
Instrument	2017-006166
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ASK SERVICES INC

Transaction

Amount	Amount on Record
Tax	$8,385.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12279 E D AVE, 12279, RICHLAND, MI 49083-9642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4200 W CENTRE AVE, PORTAGE, MI 49024-4640

Tax Assessment & Valuation

The 2025 property tax bill for 12263 E D Ave was $21,408 with a homeowner's exemption.

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Ross Township
Unified School District	Gull Lake Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$854,400	$1,708,800
2025	$21,408.00 Homeowner's exemption
2023		$664,700	$1,329,400
2019	$7,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 12263 E D Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 12263 E D Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Mercury Fiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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