1226 Ramona St, Ramona, CA 92065 Property Records

San Diego County property record for 1226 Ramona St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,862 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on Record
Last Sale	$527,000 (Sep 2019)
Tax Bill	$7,064 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`282-332-03-00`

Property Details

APN / Parcel Number

Primary APN	`282-332-03-00`
Alternative APN	`2823305000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,862 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	21,780 sqft (0.5 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	2823305000
Street Address	1226 RAMONA ST
City	RAMONA
State	CA
Zip	92065-3226
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	BLK 433 POR BLK 414&OF TR 000644
Legal Subdivision	RAMONA
Legal Tract	000644
Legal Block	433,4
Legal Lot Number	414
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2005
Census Tract	20806

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1226 RAMONA ST, RAMONA, CA 92065-3226
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 7, 2021	Deed of Trust, Mortgage · FHA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Sep 30, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Sep 30, 2019	Grant Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE
Feb 21, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2019 · Amount on Record
Deed Sale	Sep 30, 2019 · Amount on Record
Prior Sale	Nov 1, 2002 · Amount on Record
Deed Document Number	2019433871
Prior Transfer Date	Sep 20, 2019
Prior Transfer Doc	0000433870
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1226 RAMONA ST, RAMONA, CA 92065-3226
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 RAMONA ST, RAMONA, CA 92065-3226

Mortgage

Document Number	0000010220
Date	Jan 7, 2021
Instrument	2021-0010220

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2019
Property Address	1226 RAMONA ST, RAMONA, CA 92065-3226
Document Number	0000433870
Instrument Date	Sep 20, 2019
Instrument	433870
Transaction Type	Transfer
Record Updated	Oct 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1226 RAMONA ST RAMONA CA 920653226, RAMONA, CA 92065-3226

September 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 30, 2019
Property Address	1226 RAMONA ST, RAMONA, CA 92065-3226
Document Number	0000433871
Map Reference	MAP 644
Instrument Date	Sep 18, 2019
Instrument	2019-0433871
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1226 RAMONA ST, RAMONA, CA 92065-3226

Mortgage

Document Number	0000433872
Date	Sep 30, 2019
Instrument	2019-0433872

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 21, 2018
Property Address	1226 RAMONA ST, RAMONA, CA 92065-3226
Document Number	0000068026
Instrument Date	Feb 25, 2014
Instrument	68026
Transaction Type	Transfer
Record Updated	Feb 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 RAMONA ST RAMONA CA 920653226, RAMONA, CA 92065-3226

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$587,871 (+2%) Land $278,876 Building $308,995
2025	$7,064.00 (+6.69%) Homeowner's exemption	$576,345 (+4.04%) Land $273,408 Building $302,937
2023	$6,621.00 (-1.5%) Homeowner's exemption	$553,968 Land $262,793 Building $291,175
2022	$6,722.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1980–2016)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Jan 2016 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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