1203 Ramona St, Ramona, CA 92065 Property Records

San Diego County property record for 1203 Ramona St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,152 sqft · built 1953
Lot Size	0.5 acres (21,780 sqft)
Owner	Individual Name on File
Last Sale	$592,000 (Jul 2024)
Tax Bill	$6,482 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-252-30-00`

Property Details

APN / Parcel Number

Primary APN	`282-252-30-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Block
Construction Type	Frame
Lot Area	21,780 sqft (0.5 acres)

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	1203 RAMONA ST
City	RAMONA
State	CA
Zip	92065-3225
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM02815
Legal Subdivision	HUNTER LETTON
Legal Tract	2815
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	1
Census Block	1014
Census Tract	20805

Owner

1203 Ramona St is owned and occupied by an individual who bought it in July 2024.

Source: San Diego County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	1203 RAMONA ST, RAMONA, CA 92065-3225
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · FHA Mortgage MORTGAGE CONNECT
Mar 2, 2018	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Mar 2, 2018	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 18, 2024 · Amount on File
Deed Sale	Jul 18, 2024 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Document Number	2024184378
Prior Transfer Date	Feb 8, 2018
Prior Transfer Doc	0000084297
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 28, 2026
Property Address	1203 RAMONA ST, RAMONA, CA 92065-3225
Document Number	0000253498
Instrument Date	Jul 29, 2026
Instrument	2026253498
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 RAMONA ST, RAMONA, CA 92065-3225

Mortgage

Document Number	0000253498,
Date	Aug 28, 2026
Instrument	2026253498

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2066

Interest

Max Rate	-1%

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2018
Property Address	1203 RAMONA ST, RAMONA, CA 92065-3225
Document Number	0000084297
Instrument Date	Feb 8, 2018
Instrument	84297
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1203 RAMONA ST RAMONA CA 920653225, RAMONA, CA 92065-3225

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 2, 2018
Property Address	1203 RAMONA ST, RAMONA, CA 92065-3225
Document Number	0000084298
Instrument Date	Jan 31, 2018
Instrument	84298
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1203 RAMONA ST RAMONA CA 920653225, RAMONA, CA 92065-3225

Mortgage

Document Number	84299
Date	Mar 2, 2018
Instrument	84299

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1203 Ramona St was $6,482.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,839 (+2%) Land $382,177 Building $221,662
2025	$6,482.00	$592,000 Land $374,684 Building $217,316
2023	$4,587.00 (-2.57%)	$431,986 Land $273,409 Building $158,577
2022	$4,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1203 Ramona St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2019)
Most Recent Claim	Feb 2019 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1203 Ramona St is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 59% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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