1226 Obrien St, South Bend, IN 46628 Property Records

St. Joseph County property record for 1226 Obrien St, South Bend, IN 46628

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,174 sqft · built 1925
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on File
Tax Bill	$1,773 (2024)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Jul 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`71-08-03-204-021.000-026`

Property Details

APN / Parcel Number

Primary APN	`71-08-03-204-021.000-026`
Alternative APN	`01820893339`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,174 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	2,308 sqft
Basement Area	1,134 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	5,000 sqft (0.115 acres)
Lot Dimensions	125 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1226 OBRIEN ST
City	SOUTH BEND
State	IN
Zip	46628-2951
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 142 MAYRS MICH AVE ADD
Legal Subdivision	MAYRS MICH AVE ADD
Legal Lot Number	142
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PORTAGE
Census Block Group	3
Census Block	3037
Census Tract	400

Owner

1226 Obrien St is owned by a company that acquired it in June 2025.

Source: St. Joseph County records, as of March 11, 2026

Owner of Record	Company Name on File
Mailing Address	11031 OAKTON VIEW DR, OAKTON, VA 22124-2440
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Warranty Deed, Transfer · Conventional Mortgage GENEVA FINANCIAL LLC
Jul 25, 2023	Warranty Deed, Transfer · Commercial Mortgage KATY CAPITAL INVESTMENTS LLC
Jul 19, 2023	Warranty Deed, Transfer NEAR NORTH TITLE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2025
Deed Sale	Jun 18, 2025
Prior Sale	Feb 5, 2024 · Amount on File
Deed Document Number	202514561
Prior Transfer Date	May 30, 2025
Prior Transfer Doc	0000014561
Record Updated	Sep 20, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Feb 5, 2024
Property Address	1226 OBRIEN ST, SOUTH BEND, IN 46628-2951
Document Number	0002402507
Map Reference	PB 8 PG 190-191
Instrument Date	Dec 28, 2023
Instrument	2402507
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	LANDSEL TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3504 CORTLAND DR, ELKHART, IN 46514-4492

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	11031 OAKTON VIEW DR, OAKTON, VA 22124-2440

Mortgage

Document Number	0002402508
Date	Feb 5, 2024
Instrument	2402508

Lender

Name	GENEVA FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Jan 1, 2054

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 25, 2023
Property Address	1226 OBRIEN ST, SOUTH BEND, IN 46628-2951
Document Number	0002316720
Map Reference	PB 8 PG 190-191
Instrument Date	Jul 14, 2023
Instrument	2316720
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	NEAR NORTH TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3504 CORTLAND DR, ELKHART, IN 46514-4492

Mortgage

Document Number	0002316721
Date	Jul 25, 2023
Instrument	2316721

Lender

Name	KATY CAPITAL INVESTMENTS LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jul 19, 2023
Property Address	1226 OBRIEN ST, SOUTH BEND, IN 46628-2951
Document Number	0002316178
Map Reference	PB 8 PG 190-191
Instrument Date	Jul 14, 2023
Instrument	2316178
Transaction Type	Transfer
Record Updated	May 1, 2024
Title Company	NEAR NORTH TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70223 LAKEVIEW DR, EDWARDSBURG, MI 49112-9439

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Portage Township
Municipality	South Bend City
Unified School District	South Bend Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$77,700 Land $4,700 Building $73,000	$77,700 Land $4,700 Building $73,000
2024	$1,773.00 (+3,376.47%)
2023	$51.00	$59,100 (+14.09%) Land $6,000 Building $53,100	$59,100 (+14.09%) Land $6,000 Building $53,100
2022		$51,800 Land $6,000 Building $45,800	$51,800 Land $6,000 Building $45,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1226 Obrien St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1226 Obrien St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH BEND WATER WORKS serves 115,000 people · EPA ID IN5271014
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 849 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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