Maricopa County property record for 1226 E Monte Cristo Ave, Phoenix, AZ 85022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,394 sqft · built 1985 |
| Lot Size | 0.268 acres (11,677 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $775,000 (Oct 2024) |
| Tax Bill | $3,544 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 214-18-206 |
| Primary APN | 214-18-206 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 2,642 sqft |
| 1st Floor Area | 2,394 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Material | Concrete |
| Lot Area | 11,677 sqft (0.268 acres) |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 400 sqft |
| Patio Area | 248 sqft |
| Cooling System | Refrigeration |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1226 E MONTE CRISTO AVE |
|---|---|
| City | PHOENIX |
| State | AZ |
| Zip | 85022-3237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | MOON VALLEY CANYON LOT 1-119 TR A-I MCR 271-37 |
| Legal Range | 3E |
| Legal Township | 3N |
| Legal Section | 4 |
| Legal Subdivision | MOON VALLEY CANYON LOT 1-119 TR A-I |
| Legal Lot Number | 75 |
| Jurisdiction | MARICOPA AZ |
| Township / Civil Division | PHOENIX |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 103611 |
1226 E Monte Cristo Ave is owned and occupied by two individuals who bought it in October 2024.
Source: Maricopa County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1226 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2021 | Deed of Trust, Mortgage · VA Mortgage CORNERSTONE FIRST MORTGAGE INC |
| Dec 11, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 31, 2024 · Amount on File |
| Deed Sale | Oct 31, 2024 · Amount on File |
| Prior Sale | Jan 31, 1995 · Amount on File |
| Deed Document Number | 2024582775 |
| Prior Transfer Date | Dec 19, 1994 |
| Prior Transfer Doc | 0000057720 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Property Address | 1226 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237 |
| Transaction Type | Mortgage |
| Record Updated | Dec 24, 2025 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 1226 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237 |
| Document Number | 0000493903 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 20210493903 |
| Name | CORNERSTONE FIRST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | PHOENIX, AZ 85018 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MARICOPA AZ |
| Recording Date | Dec 11, 2025 |
| Property Address | 1226 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237 |
| Document Number | 0000715652 |
| Map Reference | MB 271 PG 37 |
| Instrument Date | Nov 26, 2025 |
| Instrument | 20250715652 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1226 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1226 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237 |
| Document Number | 0000715651 |
|---|---|
| Date | Dec 11, 2025 |
| Instrument | 20250715651 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
The 2025 property tax bill for 1226 E Monte Cristo Ave was $3,544.
Source: Maricopa County assessment roll, as of October 22, 2025
| Type | Name |
|---|---|
| State | Arizona |
| County | Maricopa County |
| Municipality | Phoenix City |
| Unified School District | Paradise Valley Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $58,780 (+44.95%) | $587,800 (+6.43%) Land $117,500 Building $470,300 | |
| 2025 | $3,544.00 | $40,552 (-32.32%) | $552,300 (-7.83%) Land $110,400 Building $441,900 |
| 2024 | $59,920 | $599,200 Land $119,800 Building $479,400 | |
| 2023 | $3,352.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1226 E Monte Cristo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Aug 2021 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1226 E Monte Cristo Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Arizona |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 400 / 150 |
May also be available: CenturyLink, Verizon.
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