1220 E Monte Cristo Ave, Phoenix, AZ 85022 Property Records

Maricopa County property record for 1220 E Monte Cristo Ave, Phoenix, AZ 85022

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,217 sqft · built 1985
Lot Size	0.251 acres (10,945 sqft)
Owner	2 Trust Names on File
Last Sale	$745,000 (Jun 2024)
Tax Bill	$3,253 (2025)
Deeds & Mortgages	Dec 2025 Transfer Dec 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`214-18-205`

Property Details

APN / Parcel Number

Primary APN	`214-18-205`
Alternative APN	`214182052`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,217 sqft Living Area
Gross Area	2,584 sqft
1st Floor Area	2,217 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	10,945 sqft (0.251 acres)
View / Lot	Commercial/Industrial
Parking Spaces	2 Parking Spaces
Pool Area	450 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1220 E MONTE CRISTO AVE
City	PHOENIX
State	AZ
Zip	85022-3237
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	MOON VALLEY CANYON LOT 1-119 TR A-I MCR 271-37
Legal Range	3E
Legal Township	3N
Legal Section	4
Legal Subdivision	MOON VALLEY CANYON LOT 1-119 TR A-I
Legal Lot Number	74
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2004
Census Tract	103611

Owner

1220 E Monte Cristo Ave is owner-occupied and held in a trust since June 2024.

Source: Maricopa County records, as of December 29, 2025

Owner of Record	2 Trust Names on File
Mailing Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Intrafamily Transfer, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC
Dec 19, 2025	Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Jun 18, 2024	Intrafamily Transfer, Transfer
Jun 18, 2024	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Aug 3, 2020	Deed of Trust, Mortgage · VA Mortgage CARDINAL FINANCIAL COMPANY LP
Oct 7, 2019	Deed of Trust, Mortgage · VA Mortgage KS STATEBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 18, 2024 · Amount on File
Deed Sale	Jun 18, 2024 · Amount on File
Prior Sale	Oct 21, 2016 · Amount on File
Deed Document Number	2024323371
Prior Transfer Date	Jul 5, 1994
Prior Transfer Doc	0000588660
Record Updated	Oct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 19, 2025
Property Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237
Document Number	0000734003
Map Reference	MB 271 PG 37
Instrument Date	Dec 16, 2025
Instrument	20250734003
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237

December 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 19, 2025
Property Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237
Document Number	0000734001
Map Reference	MB 271 PG 37
Instrument Date	Dec 16, 2025
Instrument	20250734001
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237

Mortgage

Document Number	0000734002
Date	Dec 19, 2025
Instrument	20250734002

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

June 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jun 18, 2024
Property Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237
Document Number	0000324037
Map Reference	MB 271 PG 37
Instrument Date	Jun 11, 2024
Instrument	20240324037
Transaction Type	Transfer
Record Updated	Dec 31, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237

June 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 18, 2024
Property Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237
Document Number	0000323371
Map Reference	MB 271 PG 37
Instrument Date	Jun 5, 2024
Instrument	20240323371
Transaction Type	Transfer
Record Updated	Dec 31, 2025
Title Company	TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1419 N JOPLIN CIR, MESA, AZ 85207-4423

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237

Mortgage

Document Number	0000323372
Date	Jun 18, 2024
Instrument	20240323372

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MAGNUS TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000701932
Date	Aug 3, 2020
Instrument	20200701932

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1220 E MONTE CRISTO AVE, PHOENIX, AZ 85022-3237
Document Number	0000848201
Instrument Date	Oct 7, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1220 E MONTE CRISTO AVE PHOENIX AZ 850223237, PHOENIX, AZ 85022-3237

Mortgage

Document Number	0000848201
Date	Oct 23, 2019
Instrument	848201

Lender

Name	KS STATEBANK
Address	MANHATTAN, KS 66502

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 1220 E Monte Cristo Ave was $3,253.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,800 (+51.16%)	$568,000 (+6.13%) Land $113,600 Building $454,400
2025	$3,253.00	$37,576 (-35.4%)	$535,200 (-7.99%) Land $107,000 Building $428,200
2024		$58,170	$581,700 Land $116,300 Building $465,400
2023	$3,098.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1220 E Monte Cristo Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2021 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1220 E Monte Cristo Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 150

May also be available: CenturyLink, Verizon.

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