St. Clair County property record for 1226 Applewhite Rd, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 1,184 sqft · built 1993 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Jun 2015) |
| Tax Bill | $6,921 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage |
| APN | 04-20-0-206-028 |
| Primary APN | 04-20-0-206-028 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,184 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Garage Type | Mixed |
| Garage Area | 372 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
|---|---|
| Porch Area | 36 sqft |
| Deck Area | 280 sqft |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|
| Street Address | 1226 APPLEWHITE RD |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-3109 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTHWOOD 5TH ADD LOT/SEC-116 PT A02458379 |
| Legal Subdivision | NORTHWOOD 5TH ADD |
| Legal Block | 206 |
| Legal Lot Number | 116 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 504351 |
1226 Applewhite Rd is owned and occupied by two individuals who bought it in June 2015.
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1226 APPLEWHITE RD, O FALLON, IL 62269-3109 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 24, 2015 · Amount on File |
| Deed Sale | Jun 24, 2015 · Amount on File |
| Prior Sale | Jun 1, 1997 · Amount on File |
| Deed Document Number | 20152458379 |
| Prior Transfer Date | Jul 9, 2010 |
| Prior Transfer Doc | 0002220112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1226 APPLEWHITE RD, O FALLON, IL 62269-3109 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU |
| Name | Verified Name |
|---|
| Document Number | A02725381 |
|---|---|
| Date | Nov 12, 2021 |
| Instrument | A02725381 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Rate | 2.62% |
|---|
The 2025 property tax bill for 1226 Applewhite Rd was $6,921 with a homeowner's exemption.
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,921.00 | $102,019 Land $17,867 Building $84,152 | $306,057 Land $53,601 Building $252,456 |
| 2022 | $75,940 Land $13,300 Building $62,640 | $227,820 Land $39,900 Building $187,920 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 1226 Applewhite Rd; 7 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1226 Applewhite Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: Verizon.
5G (outdoors only) and 4G LTE
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