1222 Applewhite Rd, O Fallon, IL 62269 Property Records

St. Clair County property record for 1222 Applewhite Rd, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,209 sqft · built 1990
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Tax Bill	$7,247 (2025)
Deeds & Mortgages	Sep 2025 Transfer Aug 2021 Sale & Mortgage
APN	`04-20-0-206-029`

Property Details

APN / Parcel Number

Primary APN	`04-20-0-206-029`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,209 sqft Living Area
Upper Floors Area	16 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.25 acres)
Garage Area	948 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	352 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1222 APPLEWHITE RD
City	O FALLON
State	IL
Zip	62269-3109
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTHWOOD 5TH ADD LOT/SEC-106 LT 106 & PT LT 116 A02861068
Legal Subdivision	NORTHWOOD 5TH ADD
Legal Block	206
Legal Lot Number	106,116
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1000
Census Tract	504351

Owner

1222 Applewhite Rd is owned and occupied by an individual who acquired it in September 2025.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1222 APPLEWHITE RD, O FALLON, IL 62269-3109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2025	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage FCB BANKS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2025
Deed Sale	Sep 23, 2025
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	20252861068
Prior Transfer Date	Sep 22, 2025
Prior Transfer Doc	0002861068
Record Updated	Oct 29, 2026

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CLAIR IL
Recording Date	Sep 23, 2025
Property Address	1222 APPLEWHITE RD, O FALLON, IL 62269-3109
Document Number	0A02861068
Map Reference	MB 86 PG 27
Instrument Date	Sep 18, 2025
Instrument	A02861068
Transaction Type	Transfer
Record Updated	Oct 10, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1222 APPLEWHITE RD, O FALLON, IL 62269-3109

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 18, 2021
Property Address	1222 APPLEWHITE RD, O FALLON, IL 62269-3109
Document Number	A02712931
Map Reference	MB 86 PG 27
Instrument Date	Jul 28, 2021
Instrument	A02712931
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	FREEDOM TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$385.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1222 APPLEWHITE RD, O FALLON, IL 62269-3109

Mortgage

Document Number	A02712932
Date	Aug 18, 2021
Instrument	A02712932

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1222 Applewhite Rd was $7,247 with a homeowner's exemption, up 2.3% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,247.00 (+2.3%)	$106,544 (+9.62%) Land $18,194 Building $88,350	$319,632 (+9.62%) Land $54,582 Building $265,050
2024	$7,084.00	$97,194 Land $16,597 Building $80,597	$291,582 Land $49,791 Building $241,791
2022		$79,309 Land $13,543 Building $65,766	$237,927 Land $40,629 Building $197,298

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1222 Applewhite Rd; 7 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1222 Applewhite Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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