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1226 7th Ave, Schenectady, NY 12303 Property Records

Schenectady County and Schenectady City property record for 1226 7th Ave, Schenectady, NY 12303

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,628 sqft · built 1915
Lot Size0.195 acres (8,500 sqft)
OwnerIndividual Name on File
Last Sale$232,000 (Jun 2026)
Tax Bill$5,764 (2026)
Deeds & MortgagesJun 2026 Sale & Mortgage
Mar 2026 Sale
+ 6 more
Flood ZoneZone X (minimal risk)
APN421500 49.63-1-6

Property Details

APN / Parcel Number

Primary APN421500 49.63-1-6
Alternative APN
  • 150004906300010060000000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area1,628 sqft Total Area
1st Floor Area748 sqft
2nd Floor Area880 sqft

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1915
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area8,500 sqft (0.195 acres)
Lot Dimensions250 ft deep x 34 ft wide
PorchSlab
Porch Area396 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1226 7TH AVE
CitySCHENECTADY
StateNY
Zip12303-1716
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning Code03 - MULTI
Legal Description2 WOOD
Legal SubdivisionGEORGE W VAN VRANKEN
Legal Block1
Legal Lot Number6.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group1
Census Block1006
Census Tract21500

Owner

1226 7th Ave, a duplex, is owned by an individual who bought it in June 2026.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address1321 7TH AVE, SCHENECTADY, NY 12303-1717
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 24, 2026Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Mar 30, 2026Warranty Deed, Transfer
STEWART TITLE, STEWART TITLE GUARANTY CO
Jan 14, 2026Executor's Deed, Transfer
LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Apr 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Apr 10, 2019Quit Claim Deed, Transfer
NOT AVAILABLE
Mar 18, 2019Correction Deed, Transfer
NOT AVAILABLE
Mar 6, 2019Quit Claim Deed, Transfer
Quitclaim
Aug 22, 2018Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 24, 2026 · Amount on File
Deed SaleJun 24, 2026 · Amount on File
Prior SaleMar 30, 2026 · Amount on File
Deed Document Number202614284
Deed Book / Page2174 / 475
Prior Transfer DateApr 5, 2019
Prior Transfer Doc0000015591
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateJun 24, 2026
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000014284
Book / Page2174 / 475
Instrument DateMay 22, 2026
Instrument202614284
Transaction TypeTransfer
Record UpdatedSep 21, 2026
Title CompanySTEWART TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$93,728.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1321 7TH AVE, SCHENECTADY, NY 12303-1717

Mortgage

Document Number0000014285,
DateJun 24, 2026
Instrument202614285
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 30, 2026
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000007148
Instrument DateMar 17, 2026
Instrument202607148
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount on Record
Tax$1,200.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address20 OAKWOOD ST, EAST GREENBUSH, NY 12061-2506

Transferred To (Grantee/Buyer)

NameVerified Name
Address1266 DUANESBURG RD # 111, 111, SCHENECTADY, NY 12306-5805

January 2026: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionSCHENECTADY NY
Recording DateJan 14, 2026
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000000929
Instrument DateDec 15, 2025
Instrument202600929
Transaction TypeTransfer
Record UpdatedJan 30, 2026
Title CompanyLEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

AmountAmount on Record
Tax$440.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address463 MANCHESTER RD, SCHENECTADY, NY 12304-3909

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 OAKWOOD ST, EAST GREENBUSH, NY 12061-2506

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateApr 10, 2019
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000015592
Book / Page002009 / 000132
Instrument DateApr 5, 2019
Instrument15592
Transaction TypeTransfer
Record UpdatedMay 7, 2019
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Tax$102.42
Amount AccuracyConfirmed
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1240 7TH AVE SCHENECTADY NY 123031716, SCHENECTADY, NY 12303-1716

April 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateApr 10, 2019
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000015591
Book / Page002009 / 000129
Instrument DateApr 5, 2019
Instrument15591
Transaction TypeTransfer
Record UpdatedApr 24, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

March 2019: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSCHENECTADY NY
Recording DateMar 18, 2019
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000011685
Book / Page002007 / 000512
Instrument DateMar 14, 2019
Instrument11685
Transaction TypeTransfer
Record UpdatedApr 4, 2019
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateMar 6, 2019
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000009779
Book / Page002006 / 000871
Instrument DateMar 6, 2019
Instrument9779
Transaction TypeTransfer
Record UpdatedMar 25, 2019

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionSCHENECTADY NY
Recording DateAug 22, 2018
Property Address1226 7TH AVE, SCHENECTADY, NY 12303-1716
Document Number0000037634
Book / Page001994 / 000319
Instrument DateAug 22, 2018
Instrument37634
Transaction TypeForeclosure
Record UpdatedSep 10, 2018

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

The 2026 property tax bill for 1226 7th Ave was $5,764, up 3.5% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,764.00 (+3.46%)
2025$5,571.00$88,400 (-) Land $13,300 Building $75,100$146,382 (+13.35%) Land $22,024 Building $124,358
2024$88,400 (-) Land $13,300 Building $75,100$129,145 (+15.41%) Land $19,430 Building $109,715
2023$88,400 (-) Land $13,300 Building $75,100$111,899 (+3.8%) Land $16,835 Building $95,064
2022$88,400 Land $13,300 Building $75,100$107,805 Land $16,220 Building $91,585
2021$5,144.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1226 7th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1226 7th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,007 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

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